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Week 11

March 18th, 2019 at 06:04 pm



We had beautiful weather on the weekend. We had a picnic and went for long walks.

Grocery = $55.60
Fuel = $41.55
Eating out = $43.70


This didn't work yesterday.

Car Repairs

March 15th, 2019 at 09:20 pm

I wrote this two days ago but couldn't log on.

Good news, it wasn’t as bad as it sounded. They found the fault in the power steering pressure switch so they replaced with a new one. Also the intake pipe needed to be repaired and put in some oil. They also did the usual service since it would have been due next month anyway. All up it cost $382.26, overall not as bad as we expected it to be.

Week 10

March 12th, 2019 at 03:08 pm


We had car problem all weekend and because we had a long weekend DH couldn’t take it to the mechanic until this morning. I’m hoping it won’t cost too much and they can actually fix it.
Because of the car we cancelled our plan to go out on Sunday, we had planned to go to the farmer’s market again and we also had planned to go into the city. Instead me just spend some of our time at our local park, we got to watched a game of cricket.
However, we did chanced the car Saturday night were we had to be at a friend’s house for her daughter’s first birthday.

Grocery – since we didn’t want to drive the car too much we just walked to the store, which is just across the park. We went twice, Sunday and Monday, and took a backpack with us to help carry the groceries. The total of it was $31.65, I guess this is positive thing, and I managed to score some nice sales on meat.

Electricity – I actually tried to blog about this few days ago, it was a total fail. I actually tried to post a picture of our statement. It didn’t work to how I wanted it to come out and I just gave up on it, eventually. We got our statement for the billing period of 4 of Dec 2018 to 3 of Mar 2019 for a total of $93.20 credit. I can’t remember the breakdown of it now, but it was around $45 credit for this bill and it got added to last bill of $48 credit. We did really well considering we used it a great deal around Christmas time.

Coffee grinder – the other day DH ordered a coffee grinder online for $68, including postage. We have wanted to get one for a while now and we’ve also dried a bit of our herbs from the garden that might be good to have one to use for it.

We didn’t do much and I guess we had an in forced staycation on our long weekend. For some reason, I don’t even know how it happened but I ended watching a lot of Youtube. Particularly, the current politics in the US, this is usually not an interest of mind but I do like history of politics though. Anyway, I ended up in a rabbit hole about the current congresswoman from New York and then about the New Green Deal. Oh wow, very interesting. I also, watched a bit about what is currently happening in Canada. The word socialism got mentioned a lot, and it seemed like a lot of university students are really embracing it. This is interesting to me, here in Australia we tend to be few years behind the current trend, I think it used to be a decade behind but now with social media it is a bit quicker.

I also watched some videos about bullet journals, I have never journaled before and I think this might be a good one for me to have. I find that this is more suited to my personality. I always write things down but they tend to just be in a note book or just some random piece of paper. I think this will help me be more organised and have everything in one spot.

That was longer than expected.

Week 9

March 4th, 2019 at 08:25 pm


We had a heatwave so we didn’t get to do much on the weekend.

Grocery - $54.91

New Shoes - DH needed new running shoes, so he got one for $80 on sale with the original price of $120.

Toaster Oven – Aldi had them for $35, so we got one.

Feb 2019

March 3rd, 2019 at 09:36 pm


Total for the month = $1,326.85
February is usually a low spend month for us even without trying.

Grocery = $310.61, we are over and I don’t really know why. I think it’s time to tighten our belts again with our grocery spending.

Entertainment = $125.89, under and I‘ve decided to put $10 into our challenge. Also put another $24 for 8 NSDs in Feb.

Other expenses worth nothing was for my license renewal, dog annual registration, and other personal and medical items.

Financials-

*Put as much money we possibly can into Investments (at least $40K).
We did very well in Feb.

*Save $3K for Holiday money.
We did not spend any money on this in Feb. We might look at doing something for Easter.

*Save $5K for "The Challenge"
As mentioned above, I added $34 dollars in Feb. I actually did a day-trade in Feb but that was to only see if my trading account still works. I made $10 and I decided not to bother putting that into this account. Speaking of account, I found out that I can open a sub-account in one of my bank account/trading account. I have only ever used this account for my long-term trading, but it does have an account for my cash and apparently I can have a sub-account. I just need to transfer cash into it.


Other –

*Read 200 books.
12 Before the Devil Breaks You - Libba Bray (5 Feb) - Audio
13 Moonwalking with Einstein - Joshua Foer (8 Feb)
14 How we Learn - Benedict Carey (12 Feb)
15 Killing Floor - Lee Child (14 Feb) - Audio
16 The Power of your Subconscious Mind - Joseph Murphy Ph.D. (18 Feb)
17 A Mind for Numbers - Barbara Oakley Ph.D. (20 Feb)
18 Linchpin - Seth Godin (22 Feb) - Audio
19 The Organized Mind - Daniel J. Levitin (25 Feb)
20 Night - Elie Wiesel (26 Feb)
21 Die Trying - Lee Child (28 Feb) - Audio

*Continue Learning Spanish.
Yes - I have also been watching some Spanish shows on Netflix (we installed Netflix again the other week)

* Wake-up early workout and or meditate 5 times a week.
It has been so hard to work out when the weather is so hot, around 36C (almost 100 Fahrenheit), 4 days in a row in that temperature last week. Sleeping has been hard.

*Blogging once per week.
I need to do better here.

*Continue Garden/Landscaping.
Too bloody hot, I just had been trying to keep the plants that we have now alive. There hasn’t been rain for over 2 months now.

*Continue Decluttering.
We took another couple of bags to charity.

*Learn to Draw
I’ve been learning to sketch a bit; I’m bad a it.

Week 8

February 25th, 2019 at 10:27 pm



We didn’t spend or do much on the weekend. I finished that online course that I started last month about 10 days ago. I really enjoyed it, and I decided to do another mini-course on the weekend. So, most of my time was spent doing that, but we did go out to do some grocery shopping and also went for a couple hours walk with our dog.

Grocery = $71.22

Annual Dog Registration Fee = $49.00

Week 7

February 17th, 2019 at 08:47 pm



Grocery - $29.90 , we didn’t need much.

Takeaway – pizza, burger and chips - $44.80.

We didn’t do much all weekend.


Week 6

February 12th, 2019 at 02:26 am



Grocery - $116.99 spent on the weekend, hmmm… we are spending a bit lately. We will have to cut back in the next couple of weeks.

New Driver’s Licence – I had to renew my licence, it’s for 10 years and it cost $276.70

Week 5

February 4th, 2019 at 07:05 pm



Grocery - we started off this month a bit higher than usual, $92.50. We got some extra stuff like 2 dishwashing power and 3 litres olive oil, and also some toothpaste and toothbrushes.

House Alarm – Our house alarm’s rechargeable battery needed replacement, and that cost us $55.


January 2019

February 3rd, 2019 at 09:43 pm



Total for the month was $2,289.32.

Groceries = total for the month was $254.63
Entertainment = $145.99, just under my pre-determined monthly allowable spending. I decided to turn-off Netflix for Feb, and might also do the same in March. I don’t have much time to watch Netflix at the moment. I’m sure I’ll put it back on again soon.
These two items are under my monthly budget. And I was supposed to put get a reward by putting some money into the Challenge but since it is only the start of the year I want to give myself some buffer for those months that we end up overspending.

Insurance = Total was $1,106.79 for both car and home.


~~~~~~~~~~~~~~~~~~~~~~~~OOOOOOO~~~~~~~~~~~~~~~~~~~~~
Financials-

*Put as much money we possibly can into Investments (at least $40K).
January was a 3-pay month so even thought we had a bit of bills (in particular the insurances) we managed to put some in the Investment category.

*Save $3K for Holiday money.
N/A
*Save $5K for "The Challenge"
For this month, I’ve decided to put $100 of our tax refund into this challenge. After everything was said and done we got $494.90 return. Some of this left over will most likely go towards getting DH a new phone.
Another $30 is deposited (this reminds me I still need to open a Bank account for this), figuratively speaking, for having 10 NSDs for January.

Other –

*Read 200 books.
1. Stockholm Delete - Jens Lapidus (2 Jan) - Audio
2. Killing Kate - Alex Lake (7 Jan)
3. Kiss Me Kill Me - J.S. Carol (10 Jan) - Audio
4. I Invited her In - Adele Parks (14 Jan)
5. Nomad - James Swallow (18 Jan) - Audio
6. How to Have a Beautiful Mind - Edward De Bono (21 Jan) - Audio
7. Mindshift - Barbara Oakley, PhD (22 Jan)
8. The First 20 Hours (How to Learn Anything) - Josh Kaufman - (26 Jan)
9. Fluent Forever - Gabriel Wyner (26 Jan) - Audio
10. Tribes - Seth Godin (29 Jan) - Audio
11. Million Dollar Habits - Brian Tracy (31 Jan)

*Learn Spanish.
Yes – except yesterday Doulingo told me that I missed a day (2nd of Feb), so back to day 1 I go 

* Wake-up early workout and or meditate 5 times a week.
Too hot to be doing hard core workout but we have been doing more walks with the dog very early in the mornings and at night. And I’ve been doing few mini-workouts throughout the day.

*Blogging once per week.
I missed 1 I think???

*Continue Garden/Landscaping.
The vegetable garden is very productive at the moment despite the extreme heat. I spend a bit of time watering.

*Continue Decluttering.
No decluttering in Jan, need to do some again soon.

*Learn to Draw
Haven’t had time yet, been spending time doing an online course instead.

Week 4

January 29th, 2019 at 08:28 pm


We had a 3-day weekend - it was a public holiday for Australia day.

Grocery = $98.40. We had celebrated Australia day by having a bbq. We end up getting a lot of meat, about $60 worth, we didn’t it all though.

Dinner = I also went out on the weekend to catch up some friends. Dinner and drinks was $43.50.

DH’s Phone = DH dropped his phone last week, the screen is shuttered (a lot) but the phone still function. He will need a replacement. He has looked into just replacing the screen, it doesn’t very promising. He’s been hoarding some cash he received as gift, not enough to get a phone that he wants.

Online course = Last week I decided to start an online course (for free), so far I am enjoying it, but it is keeping me a bit busy. It’s a 4 week course.