Total for the month of November is $2,490.82.

We mainly spent it on:

Grocery = we were under budget, spent $236.29. I’ve decided to put $20 in the challenge because we are under this month.

Household Expenses = $500.87, it was mainly for the Skip Hire.

Transport Related = $290.96, DH hasn't been taking the early train and this also includes fuel and the registration for the camper trailer.

Entertainment total = $184.93

Gifts = was high this month because of my cousin’s wedding, that was $300 for the month.

Holiday (November portion) = $269.49

Christmas = $253.51, started getting stuff for Christmas. This year and for the past few years I budgeted $1,200 for our birthdays, anniversary and Christmas, we didn’t spend much for our birthdays and anniversary this year so we got a bit of money still in this category. We still got over $800 in it available for the rest of the year. I don’t intent to spend this much for Christmas though, hoping to only spend half.

**CHALLENGE** we had 10 NSDs in November so $30 to the Challenge Fund plus the $20 from the being under in grocery, so $50 for the month. I still need to set up an actual bank account for this. For now it is just written down in my spreadsheet.



Financials-

*Put as much money we possibly can into Investments (at least $45K). === DONE!!!===

*Save $4K for Holiday money. = We have now spent $4,754.63 under this category because of the camper trailer.

*Save $5K for future House Repairs/Future Remodel. = We will most likely end up spending around $1K under this category this year, not too bad.


Other –

*Read 70 books.
160. The Scandal - Fredrik Backman (3 Nov)
161. The Travelling Cat Chronicles - Hiro Arikawa (9 Nov)
162. Big Little Lies - Liane Moriarty (10 Nov) - Audio
163. Zealot - Reza Aslan (13 Nov)
164. Started Early, Took my Dog - Kate Atkinson (14 Nov) - Audio
165. Smiling Mind - James Tutton & Jane Martino (15 Nov) - Audio
166. The Rosie Project - Graeme Simsion (17Nov) - Audio
167. #NOW: The Suprising Truth About the Power of Now - Dr. Max McKeown (17 Nov) - Audio
168. The Brain that Changes Itself - Norman Doidge, MD (18 Nov) - Audio
169. The Hidden Life of Trees - Peter Wohlleben (20 Nov) - Audio
170. Aristotle's Way - Edith Hall (21 Nov)
171. Revenge - Andrew Holmes & James Patterson (22 Nov) - Audio
172. The Lion Tamer who Lost - Louise Beech (25 Nov)
173. The Brain's Way of Healing - Norman Doidge (27 Nov) - Audio
174. The Science of Getting Rich - Wallace D. Wattles (28 Nov) - Audio
175. Dark Emu - Bruce Pascoe (30 Nov) - Audio

In the last couple of weeks I’ve spent a lot of time in the garden, didn’t have as much time actually reading but I been loving listening to audiobooks while gardening.



*Learn Spanish. = Still going everyday

*Workout 3/4 times a week. = failed but I been doing so much physical work in the garden that I been going to bed dog tired.

*Try new recipes every other week.
Made lemon tart and tomato chutney for the first time.

*Blogging once per week. = I missed one when we were away

*Continue Garden/Landscaping. = We did a lot and still going.

*Wake-up early (before 7am) = yes

*Continue Decluttering. = YES!