Home > JANUARY 2018


January 31st, 2018 at 11:11 am

Total spending for January $ 2,687.99, more than $1,400 of this was for the 2 insurance bills. The lowest we’ve had for a long time in January. Under 3 grand spending in January needs to be celebrated.

Entertainment Spending - To celebrate a low spend month in January we went out for dinner last night. We went to a local Vietnamese restaurant and spent $21 for dinner. It was a really cheap celebration and it was generous serving too we both couldn’t even finish both our meals so we didn’t bother getting entrée or deserts and the tea is free so no need to get drinks either. This was our first restaurant dinner for the year but we got some takeaway meals throughout the month. Overall entertainment spending for the month was $99, which includes the movie tickets.

Grocery for the month – only $265.98, our lowest for a long time, over a year at least

New Mobile Phone – received my new mobile phone that DH ordered for me over Christmas. I’m put on the Doulingo App on it and have been able to learn some Spanish words even when I’ve been out an about. The actual phone got paid last month (Dec 2017) but I did have to get a case for it and also had top up this month so under mobile phone spending was $52.

Other – apart from usual, normally fixed amount items, we haven’t spent crazy amount in January. We only spent just over $130 for the garden and miscellaneous household items such as replacement for our water filter.



*Put as much money we possibly can into Investments (at least $45K). – Doing very well so far and it helped that DH got paid 3 times this month.
*Save $4K for Holiday money. – not needed yet
*Save $5K for future House Repairs/Future Remodel. – I’m thinking of maybe opening a new bank account for this.

Other –

*Read 70 books.
1 Outwitting the Devil - Napoleon Hill (6 Jan)
2 The One Thing - Gary Keller with Jay Papasan (13 Jan)
3 Rich Habits - Thomas C. Corley (15 Jan)
4 Crime and Punishment - Fyodor Dostoyevsky (25 Jan)
5 Irrational Exuberance - Robert J. Shiller (28 Jan)

*Learn Spanish. – I have been doing this every day for about 15 minutes

*Workout 3/4 times a week. – I was doing well but I didn’t do much last week when the weather was ridiculously hot.

*Try new recipes every other week. – I did one (it was okay, DH liked it but I didn’t) and I’ll try another one maybe on the weekend

*Blogging once per week. – Yes so far

*Continue Garden/Landscaping. – We have been doing some on the weekend when the weather is nice.

*Wake-up early (before 7am) – I have been really good, it helps that DH has been getting up really early so by the time he leaves home at 6:30 I already been having my coffee.

*Continue Decluttering. – Still happening, slowly but surely.

5 Responses to “JANUARY 2018”

  1. rob62521 Says:

    Good goals! I am curious why you chose 70 as the number of books you want to read this year.

  2. househopeful Says:

    I was wondering about the 70 as well! I have a group I joined on fb with 40-50 as the goal (depending on which list you go with)

  3. Shiela Says:

    I guess 70 is a bit of an odd number. Last year my goal was 50, and I did well and end up reading 64. So, I though maybe I can do a bit better this year so I picked 70 because 100 might just be too much. Last year I read 5 books a month and I guess I'm aiming to read 6 books per month this year to achieve this goal. 6 books would equate to 72, since 70 is a round number I picked that instead. As you can see I only did 5 in Jan, but I did almost made it to 6, I'm currently reading a John Grisham book that I could have finished last night but I ended up watching this special show last night about a disappearance of 3 siblings that happened in 1966 (they might finally figured out who did it) and then afterwards I was watching the Super Moon.

    Wow that was a long explanation, sorry about that.

  4. rob62521 Says:

    Nothing wrong with 70, it just seemed to be interesting why you chose that. But after seeing your post that you read 64 and 70 was a good goal, it makes sense.

    I really like John Grisham!

  5. FrugalTexan75 Says:

    Good job on the low spending month!

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