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September 2012 Spending Plan

September 2nd, 2012 at 05:54 am

Grocery - $210
Utilities - $150
Rates - $145.00 *
Home Phone - $25.00
Mobile - $20.00
Internet - $50.00
Fuel & Fare - $200.00
Health Insurance -$250.00
Entertainment -$110.00
Gifts -$50.00
Personal/Medical - $100.00
DH Allowance -$100.00
DW Allowance - $60.00
Miscellaneous - $30.00

TOTAL = $1,500.00

*Property Rate bill just came last week. We normally pay this quarterly (and this bill should have been due 1st of Oct) but now they have allowed a monthly direct debit payment for 10 months starting from Sept to Jun. So the yearly amount will be divided by ten, I know confusing. DH is currently filling out the form for the monthly direct debit payment this weekend.

Posted in 2012 Spending Plan | 2 Comments »

2 Responses to “September 2012 Spending Plan”

  1. Jerry Says:
    September 2nd, 2012 at 06:56 pm 1346608567
    1346608567

    I notice that you are Australian, and your health insurance bill is $250. How does that work? Do you purchase from the government, or from health insurance companies? Does it lead to universal coverage there? That was what I understood, anyway...
    Jerry

  2. Shiela Says:
    September 3rd, 2012 at 01:24 am 1346631867
    1346631867

    I don't really fully understand it mate. But the $250 is for our private health insurance (private company). We also have medicare provided by the government for everyone. Obviously, not everyone can afford private health insurance so there is an option of public hospital the only problem is the long waiting list.

    The government here encourages "high" earners (I think $80K or above so not really high)to get private health insurance by taxing them more (medicare levy). SO sometimes in this case it can be cheaper to get the basic private health insurance than paying for the tax. Also when you turn 31 years old they increase the premuim for insurance so it is better to get it when you turn 30 (it goes up as you get older).

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