Friday was payday.

On paydays I finalise the exercise challenge. It was pathetic, only $19 in 4 weeks. DH was sick for about 3 weeks so he didn't get to do much exercise at all and I got a bit lazy, ok a lot.

As mentioned earlier, I put in another $1000 into the mortgage. That brings it down to (almost) $136K. This make it $3000 extra payment for April. We are slightly ahead in this for the year, it will have to slow down now so that we can put a bit more money into our other financial goal for the year.

According to my spreadsheet, even if we just put $1500 a month from now until the end of the year we should be able to meet goal #1 with no problem, barring the bank don't increase interest rate. The good news is that most economist has predicted a decrease in interest rate by the reserve bank in the next month or so (fingers crossed that the banks will follow).