After calculating our weekend spending yesterday, I decided to put another $500 into the mortgage. I think I was feeling abit guilty about all those spending eventhough most it was necessary.

I still need to put in another $1,780 to achieve Goal #5 this year. And another $2,500 or so to get us to $150K mortgage. Then I will be happy to start next year with only $150K mortgage. I then hope to get our mortgage to under $120K by the end of next year. It is a bit ambitious but it is something to aim at.

We still need $2000 to get our Car Fund to $15K, I don't think we will be able to get there by the end of the year but it should get fully funded by end of March 2012, when DH gets paid twice that month.

I've almost finalise next year's budget. I hope we can do better next year. After accounting for our car registration next month we are officially over our budget this year. I'm anticipating we will be over by around $800-$1000. The medical expenses and entertainment did it. I'm making adjustments for next year.