Can you believe it, this year has gone by so fast! This is the time of the year when I start analysing our year's performance and also start doing next year's spending plan/budget.
This year has been very good for saving. All our goals this year has already all been achieved beyond expectation. Unfortunately next year won't be as good but because of what we have achieved this year it means we won't need to be as agressive in trying to save for everything next year. This year's achievement has really given as a lot of breathing room. The main thing that we want to concentrate on next year is to put more money into the car fund and house repair fund. There's still $2.5K left in the holiday funds, not sure if we will have time to go overseas next year, if we do then I can add some more but for now I'm happy with how much is in there for now.
And of course around this time of the year is when I start thinking about christmas. I've bought enough presents for the little ones (nephews and nieces) and some for adults, we don't really buy much for adults so I'm almost done with buying presents. Right now we just got over $400 left in the Xmas fund.
Can't wait for christmas!
Less than 50 days to Xmas
November 8th, 2008 at 07:24 am
November 8th, 2008 at 08:22 pm 1226175744
November 8th, 2008 at 10:19 pm 1226182767