Well today I got up early and straight away clean the bedroom and put a load of washing in the washing machine, before I had my breakfast.

Yesterday was our end of financial year, so today I wanted to tidy up our finances. I called to get an online account for my managed fund, that took 5mins of waiting. I should get my access info in few days time. Also called my Super (retirement) fund to get access to my online account. I got log out because I forgot my password. That took about another 10mins of waiting. My account went down a bit. Can't wait for this market to turn around.

I'm in the process of calculationg our net worth for the end of the quarter. Had to get the end of yesterday's prices for our shares. I doesn't look good. So far it is not looking good at all. It is not finalise yet, I got to wait for my managed fund and also DH's retirement account. I have to wait for him to check it out.

Even though the numbers are not looking very good, I'm very satisfied at the work I've done today. I really got to keep on top of all these financial accounts we got. Calculating our Net worth every quarter sure keeps me motivated to check our accounts. I just got to get DH to keep up with his accounts too.

On another topic, last week's expenses was not too bad. We had 3 NSD which made it 11 NSD for the month (that's $55.00 towards the Laptop Fund - see My Pages).
The biggest expense was for textbooks, $200 worth. Home phone was also paid and I got train ticket.

I will put up my $20K Challenge later today.

We had a NSD yesterday, and today should also be a NSD (fingers crossed DH doesn't spend any money today). He shouldn't need to fill up the car, he did that the other day. There is no bill due until next week. But we have a birthday lunch to go to on Sat, so I will have to get a gift and lunch will cost a bit. We also need to get some more milk and maybe some bread.

I'm looking at getting some shares next week or so. I took some money from saving to put into my trading account. Some of it is the money from the car fund. Since we are not looking at getting another car for at least another 5 years, I rather use some of the money to get some shares. I put $5,000 in the account; $1,700 is from the car fund. I left $300 in the fund for the upcoming car service cost. I guess I will find out in the future whether this was a good idea or not. I don't think I will loss all $1,700, if for some reason it is not going the right way then I can always pull it out. Also I should also be able to getting some dividends.

Enrolment was done the other day. Payment is not due until late next month so we should have enough money for it if I put extra money in it this month and next month. Will be doing 2 subjects and it will cost over $2,000.
Have a great day everyone!

Finally opened 2 managed funds (1 domestic and the other international). I used the $2,000 that we got from selling some of DH's company shares. I've opted to put in $200 per month, so $100 for each fund.

Hope to keep these funds for many years to come.

Well, we managed to stay under budget. We still got just over $21 left in the Xmas fund.
I think I will use the left over for NY eve celebration. Our christmas was good, ate too much as per usual. Spent most of it buying great gifts. Just love giving gifts. It's great to have money set a side for this kind of occassions, no stress at all. We will be doing it again next year. I'm thinking of putting $70 p/month for it.

I'm still tinkering with my spending plan for next year, pretty much done. I'm getting really excited about next year, we will be focusing more on investing and saving. There will be quiet a bit of money coming in around early next year.

We are about to open 2 managed funds (maybe be 2?), domestic and international. Pretty much decided which once ones we want to get, we already got the money set aside for it (from the company shares that we sold few months ago). We will then be putting $100 p/m for each funds. Hoping to keep these for at least 10years or more, maybe until retirement. We'll see.

Overall, our spending this year has been very good, way better than the previous years. But I would like to do even better next year. I've already told DH of an idea I got on lowering our expenses (it will be our personal challenge for 2008), he seems to be with me in this one. I am in the process of putting together a plan to achieve this goal/challenge. And will blog about it once it's done. In my head it's achievable!

He will be getting some company shares, worth around $700+. That pushes us over the $5,000 mark, which means Goal #9 is now done.