I finalised my October numbers the other day and have already updated my sidebar. I so busy at the moment to write out a proper blog entry.

These were my October goals:
1. Grocery bill under $200, by sticking to the Menu Plan and by only buying what is in the Grocery List.
==Didn't quiet make it, we only have over $300 in the grocery budget for the rest of the year==

2. Entertainment exp no more than $100
==Failed!! ==

3. Living expenses under $1,100
==Almost but because of execess in #1 & #2 goals, it was a bit over.==

4. Spring Cleaning
==I was happy with my effort but there are a lot more to do around the house, so this going to be an going goal==

5. Blog more often to stay motivated.
==I blogged a lot last month, almost everyday, until I got too busy==

Hopefully I will have more time to blog again next week...bye for now.

As can be seen on my side bar our Sept Exp was through the roof. A lot of our expenses are due in Sept and because it is the start of the warmer season everyone wants to go out. There are a lot of birthdays and celebrations that happens in Sept too. Christmas and New year babies.

We are now in the red with our Entertainment budget for the year and there are still 3 months to go. We really got to do better this month or we will never make our $19K challenge this year. Spent a bit more on groceries but a lot of it will use in Oct. So I expect to have a very low grocery bill this month but we might be getting visitors so who knows how well we will go.

Good news was that we still managed to have 8 NSDs last month.

Okay finally got all the final totals for December. We managed to save 25% of our income this month. It was actually more but I decided to put $200 into the Car Fund, $50 in the EF and $250 into upcoming Medical expense.

So these are the final numbers for 2007 goals:
1. Pay $11,500 off cc by July.
Total Paid = $10,014 (83%)
NG: Pay $12,000 off CC in 2007.
Updated:25/11/07

2. Pay off Personal Loan ~ $3,000 (around $2,100 left).
Total Paid = $2034.50 (100%)
NG: Pay off Personal Loan by July.
PAID OFF 19/07/07

3. Contribute $1,000 to Ret Fund.
Current Total = $1,750 (175%)
DONE June 07

4. Have $3,000 EF.
Current Total = $2,000 (66%)

5. Have $5,000 Saving.
Current Total = $13,375.72
(267%)

6. Have $1,000 Car Fund.
TTD = $2,050 (205%)
Deduct = $247.00 (Service & Batt)
Deduct = $550 (LPG & Parts)
Deduct = $575.40 (Car Rego)
Current Total = $677.60

7. Have $3,000 Holiday Fund.
TTD = $3,600.00 (120%)
Deduct= $540.33 (April Holiday)
Deduct= $2,888.69(O'seas Holiday)
Current Total = $128.18

8. Have $1,000 Xmas Fund.
Current Total = $655 (65%)
Xmas Spending = $633.62

9. Put $5,000 into Investment.
Current Total = $5,198 (103%)
DONE Dec 07

This is our overall financial performance for 2007:



EDIT: For some reason I my pie chart is not showing. SO I will just write it out.

Debt Repayments - 33%
Household Expenses - 13%
Transportation Expenses - 5%
Insurance Expenses - 3%
Educational Expenses - 5%
Other Expenses - 10%
Superannuation (Retirement) - 2% (this does not included our employers compulsory contribution which should be 9% of our pre-tax income).
Shares (Investments) - 7%
Mini Savings - 6% (these are cash savings for near future expenses, I really see this as an expense as well not as a saving.
SAVINGS - 16%

Hopefully this year we will have a higher percentage in the saving and investment items