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Archive for February, 2012

Week Review

February 11th, 2012 at 05:44 pm

Spent a bit of money on grocery this week, we went to Costco and spend $44. Our Costco membership is actually expiring the end of this month, I thought it was suppose to end in Dec, anyway we probably won't be renewing the membership for a while. We also went to ALdi and at fruit shop. We only got $37 left in the grocery budget this month, i don't know if we can make it but will try, we shouldn't need to get anymore meat this month. Our Transport budget for the month is extremely low now only got $20 left in it, but we just filled up last night so will try. But I think my budget in this category is a bit low I for got to accout for the 10% increase in DH's train tickets and right now gas has increase a lot, apparently it's due to the cold snap that is happening in Europe.

We aslo went out for dinner last night and got a takeaway fish and chip earlier in the week.

I also spent a bit on personal/beauty products.

Overall we spent just over $255 for the week. Today should be a NSD, we are planning to stay home and watch a cricket game. We should have 3 NSD this week.

Our financial life is so simple these days that there is not much to report about. This morning I just paid the AMEX, I'm pretty sure that was our record low bill, it was for only $69.99. And next month's AMEX bill should also be pretty low. I know so far I've anly spent over $5 for an Amazon kindle book, I'm not sure if DH have used it much this month either.

The other CC bill will be average around $1,000 next month, I know the home insurance that we paid last month will in that bill and that was over $500.

Mortgage Feb 2012

February 4th, 2012 at 04:56 pm

The regular monthly mortgage payment went through Friday $383.53 went towards the principal. Interest is less than $840 now.

Also on Friday, which DH payday he paid an extra $1600 to the mortgage. I hoping to be able to put more into it in 2 weeks time.

Mortgage is now down to $146,658.

February 2012 budget

February 4th, 2012 at 04:44 pm

I am a bit slow with this but here's our Feb budget:

Grocery - $180.00
Utilities - $100.00
Rates - $340
Home Phone - $25.00
Mobile Phone - $30.00
Internet - $45.00
Fuel & Fare - $160.00
Health Insurance - $231.00
Entertainment - $120.00
Gifts - $80.00
Per/Med - $150.00
DH Allowance - $100.00
My Allowance - $60.00
Misc Items - $20.00

TOTAL = $1,691.00

We will try our best to stick to this budget.

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We went to the market yesterday spent less than $50 on groceries so far this month.

Exercise Challenge

February 4th, 2012 at 04:07 pm

I have been keeping up with this and have now deposited $54 into our Christmas Fund. I will deposit money into the christmas fund every payday.