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WEEK 45

November 13th, 2018 at 03:18 pm

Grocery = $89.13 did a bit of shopping when we got home and then we did a big shop on the weekend. We got a little bit more stuff than usual since our fridge was really empty. I’m happy that vegetables are cheaper now that the weather is warming up. I particularly got a good deal on tomatoes; it was over a kilo for only $2. I know we can’t finish it all before it goes off so yesterday I made tomato chutney (for the first time), used up about half of the tomatoes.

Christmas Shopping = Started getting some stuff for Christmas, $206.56 worth. Couple of weeks ago my brother called me to asked if they could come at our place for Christmas, before that I was thinking of not really doing much for Christmas but now we got guest so I will have to do more shopping. I don’t mind I get to see my little niece again. Apparently she is running now.

Some people requested photos of our new (to us) camper trailer. Hope this works. I haven’t posted a photo here for years.


This camp site has great view of the lake and the sunset


There's so much room in this tent.

I don't have any photo of the little kitchen next time we go camping I'll make sure to get one and post it.

EDIT: DH actually had a photo of the kitchen.



WEEK 42

October 23rd, 2018 at 01:06 am



We did a bit of gardening this weekend even though it rained a lot. Not much else really happened here.

Grocery = $57.10. This will be it for the month since we are going away.

Clothes = socks, tracksuit and leggings for $20.98

Sunscreen and eye drops = $15.45

WEEK 41

October 15th, 2018 at 07:50 pm



Grocery = $54.96, almost on budget.

Car Fuel = $70.50, this was a lot but it was almost empty and prices are really high at the moment.

Carpet Cleaner Hire = On Saturday we went and hire one of those carpet cleaner for 24 hours. We cleaned couple of rooms that has carpet, 3 couches, 4 rugs and the car. It cost us $73.85 including the cleaning liquids that was needed for the machine and a spray bottle of a spot cleaner. There are enough leftovers we can use for next time. The hire of the machine for 24 hours was only $43.60 ($5 was for the upholstery handle). This is our first time using and I was happy with the result, I want to regularly do this, maybe at least once a year. With the dog around it’s good to give these things some deep cleaning.


SALVO = we took a bag of stuff to the charity, then I got a couple of books and DH got a Wii game, total $10.

This morning DH dropped off the car to the mechanic, not sure how much it will cost yet.

WEEK 40

October 8th, 2018 at 05:44 pm

Week 40 already, 12 weeks to go for end of the year. Man that went fast.

Last week we celebrated our 12th anniversary and on the weekend DH’s birthday.

GROCERY – $76.13 bought some extra stuff for DH birthday get together.

Anniversary & Birthday – We went out for our anniversary spent $120. We had Italian. For DH’s birthday we spent $144.92 for gift, sweets, snacks and drinks. We had bbq, the weather was beautiful.

Laundry – We were meant to get our winter quilt washed a couple of weeks ago but it got push back, we finally did it on Sunday. It cost us $9. And also got a latte to share while waiting for the washing, it cost $4.80.

Added: I forgot to mentioned that I got a hair cut on the weekend - $20.

SEPTEMBER 2018

October 2nd, 2018 at 09:39 pm



Total Spending for the month = $1600.05

GROCERY = $277.35, a bit more than I was hoping for but still under $300 so we are still doing very well since September had 5 Saturdays.

WATER & GAS BILL = $393.60

HOUSEHOLD & GARDEN = $215.15

ENTERTAINMENT = $349.59 , high, very high. Celebrated few birthdays and got far too much takeaway food.

GIFTS = $157.75

~~~~~~~~~~~~~~~~ 2018 GOALS ~~~~~~~~~~~~~~~~~~


Financials-

*Put as much money we possibly can into Investments (at least $45K).
We are now at $42K, so we should achieve this goal in October.
*Save $4K for Holiday money.
N/A this month
*Save $5K for future House Repairs/Future Remodel.
Still not sure what we want to do with the house but I decided that the savings that we have been contributing to the “Car Fund” will now be for this (if we ever need it). We have been putting $200 into a couple managed funds for 10 years now; it has mainly been earmark as “Car Fund”. Last year the account got to just over $40K, we decided to take out $10K (we don’t need $40K to buy a new car, if when we get a new car we will be getting the one around $20-25K). So, that 10K got invest into something else. Anyway, last time I looked it was again almost to $40K mark (although it might have gone down since then, the market has been down in the last few weeks). We will just continue putting $200 a month and see where it can get to.

Other –

*Read 70 books.
I didn’t have as much time to read. I listen to a bit of audio books while doing the grout. Also I finally found a Dave Ramsay book, first time reading his book.
134. One of Us is Lying - Karen Mcmanus (2 Sep)
135. The House - Simon Lelic (6 Sep) - Audio
136. Stuffocation - James Wallman (7 Sep)
137. Minimalist: A Better Life with Less - Anthony Wright (9 Sep)
138. Altruism - Matthieu Ricard (14 Sep) - Audio
139. The Diary of a Young Girl - Anne Frank (15 Sep)
140. The Honourable Thief - Meaghan Wilson-Anastasios (17 Sep) - Audio
141. Hag-Seed - Margaret Atwood (19 Sep) - Audio
142. The Total Money Makeover - Dave Ramsay (20 Sep)
143. The Awakened Millionaire - Joe Vitale (23 Sep)
144. Don't Wake Up - Liz Lawler (24 Sep) - Audio
145. Econobabble - Richard Deniss (25 Sep)
146. Find Your Why - Simon Sinek (26 Sep)
147. Ash and Bones - Mike Thomas (29 Sep) - Audio


*Learn Spanish.
I put in more time on this in September.

*Workout 3/4 times a week.
I would actually give myself an A here for September, I just need to keep it going in October.

*Try new recipes every other week.
I forgot about this in September. I cooked a lot of stir fry because we got a lot of snow peas and swiss chard right now in the garden.

*Blogging once per week.
Yes.

*Continue Garden/Landscaping.
Have been doing a bit more work outside.

*Wake-up early (before 7am)
Yes

*Continue Decluttering.
Yes – we have been doing some spring cleaning. I need to drop some more stuff to the charity place.

WEEK 39

September 30th, 2018 at 10:04 pm



GROCERY – $43.07 – it could have been less but we bought some snacks to have for the football grand final game, our team was in the grand final but unfortunately we lost (maybe next year). But we had fun eating chips, dips and cheese and drinking beer while watching it.

GARDENING/LANDSCAPING – Spent $109.21 on stuff for the garden, it is best time to start working in the garden again. I also bought some more seedlings and seeds.

FABRIC – Also got some fabric to cover the couch, $60 (9 meters long).

Eating Out – Still been loving the Vietnamese food too much and being out an about we have been getting some food on the run - $49.30. We can’t seem to stop.

WEEK 38

September 25th, 2018 at 10:32 pm



GROCERY – $65.07, we went to this butcher shop we haven’t been to for 3 months or so. We end up getting more than we intend to.

GIFT - $110 for a friend’s 40th.

LUNCH & GOLD CLASS MOVIE - $88.50, also for the friend’s 40th birthday.

It was a bit of spending on the weekend but it was good to be out with friends.

WEEK 36

September 11th, 2018 at 03:31 am


GROCERY - $70.77, a bit over than what I wanted to spend but just when I thought I’ve finished my shopping, in the last shop I went to I found they were having good sales of chicken breast so I decided to get some. Bought a bit of household items this weekend (dishwashing powder, toothpaste, handwashing soap ,etc).

GIFTS = $47.75, for our niece’s first birthday. We had to send it via post we can’t go to the party this weekend.

CLOTHING = Bought DH couple of new business shirts, they were only $10 each. He got rid of 3 shirts. We are currently doing one in one out with our clothes. I also got a workout jacket to replace one I am about to throw out once the weather gets warmer. That was also $10.

EATING OUT – We went out for Vietnamese food and coffee and cake afterwards, $30.30

GARAGE SALES - $35.50 - mainly got a set of knives. DH and I have discussed of getting one last month, so when we saw it we got it. They still look fairly new. We also got a nice painting, a handmade pottery and some garden pots.

SEEDLINGS – Got some seedling, tomatoes and Thai chillies for $7.60

HOUSE REPAIRS – we went to the hardware store to get some paint for grout. Also got some other stuff I need to make some little fixes around the house. All up it cost $19.87. My current project for the week is to re-grout some areas and then paint all the grout in three areas (3 rooms). We already have some grout but it is hard to match the current grout so we decide to just paint the lot to match and to make it look fresh. So far it is looking so much better but it is a bit fiddly, it will most likely take me a week or so to do the three areas.

WEEK 35

September 4th, 2018 at 09:41 pm

We had a fairly reasonable weekend.

GROCERY - $56.44, $15 was spent on 1 kilo ground coffee (it was on sale, 50% off) and we also spent $10 worth of mixed nuts and fruits and a bag of pepitas (this should last at least a month). This is what we normally have for in our breakfast. DH makes our breakfast, he would soak rolled oats with homemade kefir, in it he would also put frozen berries and the mixed nuts & fruits. He would normally make enough for 2 to 3 meals. In the morning we would normally add slices of banana and whatever else fruit we have, normally strawberries, avocados, and whatever is in season.

BIRTHDAY – we went out for lunch on Saturday for a friends 40th, spent $90. I bought her gift last month.


That’s it.

August 2018

September 2nd, 2018 at 11:21 pm

Total for the month was $1,247.36. Not too bad and it was mainly because we did not have utility bill due (this is going to be different story in Sept) and there was no property rate again in August (but it is starting again in Sept, for 10 months and we just receive the statement, it is going up a bit). Some highlights on our spending:

GROCERY = Total for the month was $246.99, under $250 so I’m happy. I think we will try to keep our grocery spending at this level, so around $45-50 per week.

TRAIN FARE = Big one this month $245.04. DH bought a 4 week pass on the last day of Aug. DH decided to take a break from taking the early train in September so he and I can do our workouts in the morning together. So he won’t be getting discount (well… he is still get a bit for buying bulk rather than the daily pass) on his train fare in September but it is now all paid for the next 4 weeks.

ENTERTAINMENT = this was not too bad actually $175.18

ALLOWANCE = but this was not so good…$165.39. DH had to go to a lot of farewell lunches at work.

GIFTS = we had few gifts to buy for $213.00




~~~2018 GOALS~~~


Financials-

*Put as much money we possibly can into Investments (at least $45K).
Back in early to mid-July DH signed up to salary sacrificed more into his Superannuation (retirement) fund, which means he has been getting less take home pay but it should save around $3K a year in tax. So, we got less money to put into this goal but this should still get fully funded in around 2-3 months’ time.

*Save $4K for Holiday money.
N/A this month but we are thinking of going somewhere in November.

*Save $5K for future House Repairs/Future Remodel.
N/A


Other –

*Read 70 books. – For the month of August I challenged myself to finish 1 book a day and I actually managed to do it.

101. What Lies Between Us - Nayomi Munaweera (1 Aug)
102. Witness to a Trial: A short Story Prequel to The Whistler - John Grisham (2 Aug)
103. The Other Side of Happiness - Brock Bastian (3 Aug)
104. How you Learn is How you Live - David A. Kolb & Kay Paterson (4 Aug) - Audio
105. The Power of a Half Hour - Tommy Barnett (5 Aug) - Audio
106. The Whistler - John Grisham (6 Aug)
107. The Five Levels of Attachment (Toltec Wisdom for the Modern World) - don Miguel Ruiz Jr. (7 Aug)
108. Free Yourself from Debt - Paul Clitheroe (8 Aug)
109. Last Seen Alive - Claire Douglas (9 Aug) - Audio
110. The Breakfast Club for 40 Somethings - Vanessa Stoykov (9 Aug)
111. The Alchemist - Paulo Coelho (10 Aug)
112. Frugal Isn't Cheap - Clare K. Levison, CPA (11 Aug)
113. Life in the Refrigerator Door - Alice Kuipers (12 Aug)
114. Hangman - Jack Heath (13 Aug)
115. Living Thin - Antonia Magee (14 Aug)
116. Happiness - Matthieu Ricard (15 Aug) - Audio
117. Broke Millennial - Erin Lowry (16 Aug)
118. Chaos to Calm - Shannah Kennedy & Lyndall Mitchell (17 Aug) - Audio
119. The Money Motivator - Paul Hannah (18 Aug) - Audio
120. The Mood Elevator - Larry Senn (19 Aug) - Audio
121. To Kill a Mockingbird - Harper Lee (20 Aug)
122. Don't Sweat the Small Stuff... and it's all small stuff - Richard Carlson Ph.D. (21 Aug)
123. Hyper-Capitalism - Larry Gonick & Tim Kasser (22 Aug) - (Graphic book)
124. The Star Principle - Richard Koch (22 Aug) - Audio
125. The Money Motivator - Paul Hannah (23 Aug) - Audio
126. Civil Disobedience - Henry David Thoreau (24 Aug)
127. Skin in the Game - Nassim Nicholas Taleb (25 Aug)
128. Enchiridion - Epictetus (26 Aug)
129. Metamorphosis - Franz Kafka (27 Aug)
130. The Duel - Anton Chekhov (28 Aug)
131. Get to the Point - Joel Schwartzberg (29 Aug) - Audio
132. The Little Book of Big Happiness - Bernadette Fisers (30 Aug) - Audio
133. 12 Rules for Life: an antidote to chaos - Jordan B. Peterson (31 Aug)



*Learn Spanish.
Still been doing 15 on Doulingo and have been watching some YouTube videos in the last couple of weeks. I will focus more on this in September maybe spend 3-4 hours per day instead of just 20 mins.

*Workout 3/4 times a week.
DH and I are going to do a bit more extensive work out in September. It was okay this month but really nothing to write home about.

*Try new recipes every other week.
I tried a couple, one was a disaster.

*Blogging once per week.
Yes

*Continue Garden/Landscaping.
Did do anything but we got to harvest some Swiss chard, snow peas and coriander from our dismal winter vegetable garden.

*Wake-up early (before 7am)
Yes

*Continue Decluttering.
Didn’t do anything this month but I will do some spring cleaning soon.

WEEK 34

August 28th, 2018 at 04:30 pm



The weather was very nice so we went to the park on the weekend.

Grocery - $54.56

Fuel - $57.76

Gifts - $103.00 (for 2 birthdays next weekend)

Short and sweet since I will be posting the end of the month summary in a couple of days.

WEEK 33

August 21st, 2018 at 09:31 pm



Grocery - $64.98, we got a bit of meat on the weekend. We are at $192 spending for the month and I am hoping to keep this under $240-50 this month. I think it is doable.

Lunch Out - $22, the weather was terrible on the weekend and I really wanted some Pho soup.

Garden – $31.00, we got some soil for this native plant that I want to re-pot to a bigger pot also got a couple solar lights for the garden.

Gifts – $110, we had to get a couple of gifts for a friend’s new baby and mother in-law’s birthday.


WEEK 32

August 15th, 2018 at 12:12 am



Grocery - $32.45, we only needed some stuff.


Second-hand Store – We checked out this store near this Aldi we went to on the week (not our normal Aldi), they were selling CD’s for $1 and I found a little Spanish/English dictionary for $2 and another book. We end up spending $14 there.

It was a quiet weekend.

WEEK 31

August 6th, 2018 at 07:50 pm



Grocery - an even $95.00. This is what happens when I don’t put a limit on spending, end up spending twice as much than necessary. About $40 was spent on some unusual stuff, things that we rarely get. The main thing was the sashimi grade salmon, tuna and king fish. We made some of them into sushi and the rest just ate it as sashimi.


Train Fare - $50


Eating out - we went to the shopping centre to mainly get out if the house. Had lunch and had our monthly ‘meeting’ while having coffee and cheese cake. Total $34.95.

WEEK 30

July 29th, 2018 at 06:51 pm



Grocery = $42.75. DH did the grocery shopping, I had a headache. I just have to give him a detailed shopping list and a budget. He did very well. He got everything that was in the list, even the extras ‘if there was any money left’.

Items he got:
- 4 litres Milk
- 1 doz Eggs
- 1 loaf of Bread
- 2 Frozen Slow Cooked Beef Pie
- 1 bag of Rolled Oats
- 1 bottle Passata
- 1 whole Chicken
- 2 Frozen Salmon Fillets
- 1 big Beef Rump (almost a kilo??)
- 1.5 kilo of Potatoes
- 1 Red Onion
- 2 Toothbrushes
- 1 bag of assorted Vegetables (for $2) – 8 tomatoes, 2 cucumber, 1 eggplant, 10 baby okra, 1 brussels sprout, 2 pickled onions, 2 cloves of garlic, 1 potato, a small piece of ginger, 2 sweet potatoes and 1 capsicum.

WEEK 29

July 24th, 2018 at 02:15 pm



Grocery = $68.62 – got 20 kilo of rice for $33.00
$43.58 left in this month’s grocery budget.

Items we got:
- 20 kilo sack of Rice – this normally last around 25 weeks.
- 3 litres Milk
- 1 doz Eggs
- 1.8 kilo of Pork Shoulder (it was $5.95 per kilo, on sale)
- 500g of Butter
- 200g of Bacon
- A bottle of Passata
- 105g can of Salmon
- 500g of Spiral Pasta
- 50g of Recipe Base
- 400g Turkish Bread
- Dried Noodles
- 500g Zucchini
- 8 Bananas
- ¼ Japanese Pumpkin

Gas for BBQ – DH got a new tank of gas for our bbq that was $23.90

AFL (Australian Football League) – our game was again on cable TV so we thought we couldn’t watch it live again. We didn’t go out to the pub again instead we found out that we can watch it online for as little as $5 per week (cancel anytime) and it had 2 weeks for free. So we signed up for a week, cheaper than a pint of beer at the pub. For the whole season the fee is $99, maybe we will sign up next year.

WEEK 28

July 16th, 2018 at 04:43 pm

Grocery = $32.55, under budget.

Items we got:
- 3 litres Milk
- 2 doz Eggs
- 2 litres White Vinegar (mainly use for cleaning)
- Frozen Puff Pastry
- 1 Whole Chicken
- 1 bottle of Passata
- 1 can of Whole Tomatoes
- 1 can of Cannellini
- 500g of Spaghetti Pasta
- 1 pack of Custard Biscuit
- 1 box of Tissue
- 1 bottle of Tomato Sauce
- 1 Loaf of Bread
- 1 Fillet of Fish
- 1 tube of Toothpaste
- 1 Sweet Potato
- 4 Mandarins
- 3 Onions
- 1 Garlic
- 1 bag of Carrots (on sale for $1)
- ¼ Pumpkin
- 2 Tomatoes



Annual Hard Rubbish Collection – This week our council is picking up rubbish that they don’t normally collect weekly. So we spent few hours Saturday afternoon going through some stuff in the garage that we’ve keep in there for storage. We ended up taking a car boot full of stuff to charity shop and some we put at the front. We throw out an old lawn mower, a chair that has been gather dust, some old appliances that no longer work, some kitchen stuff (old pot, chopping boards, etc) and the big fish tank that leaked last year that DH couldn’t fixed. Slowly but surely we are decluttering, I try to throw few items out every single day.

Date – It feels like it has been forever since we went out on a proper date. And as some kind of reward with our hard work on Saturday we went out for lunch on Sunday and made a nice outing for the whole Sunday afternoon. It was expensive but no regrets, we sent just under $200. Another reason for going out was to be able to watch our team football game play on tv. The game was only shown on cable tv, which we don’t have. So we went to a Texan smoked bbq restaurant where they show sports games. DH work very closed to this place so he has been here last year for work lunch and has mentioned about taking me to this place one day. We spent the first half of the game there and then we moved on to the gaming room in the casino (this whole place is in a casino complex) where they have a sport bar where we drunk some beers and watched the second half of the game. We lost Frown. Then we played the roulette (also lost), spent a bit of time there making sure DH is not over the limit to drive, then we went home. We had so much food for lunch that we decided not to have a proper dinner, just a bit of soup.



GAS for the Car - DH filled up, $40.70. We haven't been driving so haven't had to fill up for the last 6-7 weeks.

WEEK 27

July 9th, 2018 at 06:04 pm


Grocery = $35.25, right on target.

Items we got:
- 4 litres Milk
- 1 doz Eggs
- 2 bags of Rolled Oats
- 600ml Cream
- 500g Frozen Raspberries
- 1 can of Sliced Pineapple
- 105g can of Pink Salmon
- 95g can of Tuna
- Loaf of Bread
- 1 Continental Cucumber
- 9 Bananas
- 600g Pork Leg Chop
- 2 Fish (Leather Jackets)
- 2 bags a assorted vegetables - it had 8 Brussel Sprouts, 3 different coloured Capsicums, a baby eggplant, broccoli and 5 tomatoes

This is probably my first time buying brussel sprouts, we’ve had those couple times before in restaurants and hated it. But on the weekend I thought I should give it another try. I cut them in half and roasted them with a lot of butter. It was actually yummy.

I also roasted some of the tomatoes and capsicums, while I had the Brussel sprouts on and made soup out of it, nice to have soup on these cold winter days. I know there’s a heat wave in the US at the moment but believe me the weather we had here on the weekend was horrible also, very strong wind. Apart from going grocery shopping we didn’t go anywhere. We stayed in bed for most of it with our electric blanket, reading our books and watching Netflix, I’m obsess with those FBI files and real detective shows at the moment.

WEEK 26

June 30th, 2018 at 01:25 am

I've decided to post this earlier than usual, but it is already 6pm on Saturday 30th of June here. I want to move on to my end of the month post in couple of days.

Grocery = $33.00 even, which is around $25 US dollars.

What we got (I’ve decided to include the prices for this week – Aust dollars of course):
- 3 litres Milk ($2.99)
- 1 Whole Chicken ($5.25) – noticed that I have been buying this for few weeks now because Aldi have reduced the price down to $3 a kilo.
- 1 doz Eggs ($2.79)
- 1 kg Plain Flour ($0.75)
- a loaf of Bread ($0.99)
- a bag of Rolled Oats ($1.19)
- 7 Bananas ($2.34)
- 250g of Strawberries ($1.99)
- 3 Carrots ($0.76)
- A handful of Mixed Salad Leaves ($0.67)
- 1 Red Capsicum ($0.90)
- 1 packet of Custard Biscuit ($0.69)
- 4kg of Laundry Powder ($3.69)
- 24 rolls of 3ply Toilet Tissue ($8.00)

Apart from chickens we haven’t really been buying much meat this month. We have been slowly getting through what we have in the freezer. We don’t really eat that much meat these days so we still have a good amount of meat in the freezer.
DH and I just been discussing this challenge, we both agree to continue in July. The same deal $180 grocery budget for the month. We will actually have more money to spend per week than this month because July only got 4 Saturday whereas June had 5 ($45 p/w instead of $36 p/w). But I am anticipating that we will need to buy another sack of rice (20kg) in July. Last time it cost $31 that was back in Feb, it wouldn’t be a surprise if the prices have gone up for few dollars. So, for the next couple of weeks I’m going to continue spending only $35 per week and then on the 3rd week of July get the sack of rice.

Cons about this challenge:
- Must plan, can’t just go to the shop without a list (I already do this about 90% of the time so it was not such a hassle for me).
- No room for snacks, expensive items and impulse buying.
- Can’t indulge – have to buy no-name brand and no-frills items to stretch the money (although this really did not bother us since we already do this anyway for most of the things we buy)
- Can’t take advantage of bulk sales because if you do that’s all you are able to get and will have to eat a lot of it for the week (this was probably the hardest thing to do for me).

Pros about this challenge:
- Well saving money is on the top of the list.
- Healthier because we are not eating snacks and process food (although we were not big on these stuff to start with). We mostly bought items that are considered ‘ingredients’.
- It cuts down on the waste and I love it. Probably not buying bulked items helped on cutting waste. And have made me used up items we already have that needs to be eaten now.
- It made me more creative in cooking and motived me to try out new things.
- It cut down on the shopping time because our shopping list was considerably shorter.


Door Stopper - replaced one for $1.50

Lunch - DH forgot his lunch yesterday of roast pork and vegetables in the fridge. He was really looking forward to it too. But sometimes these things happens. He end up getting a co-worker to buy him a burger and chips since he was too busy to go get one himself. I guess that's why he forgot his lunch he got too many things in his mind, they got few major project going on and so he is just too busy. Anyway, the burger and chips were $15.

WEEK 25

June 27th, 2018 at 02:50 am



Grocery = $30.96. We did well.

What we got:
- 5 litres Milk
- 1 Whole Chicken
- 2 doz Eggs
- 1 box of Corn Flour
- 1 bottle of Passata
- 4 Hamburger Rolls
- 0.12kg of Mixed Nuts and Dried Fruit
- 1 Avocado
- 2 small Lettuce (was on sale - $1.50)
- 1 bag (10) Tomatoes (was on sale $1.50) – A couple were bruised and had to be thrown out but it was still a very good deal.
- 1.5kg of Potatoes – This was only $1 because it was on sale
- 2 Brown Onions
- 0.265kg Broccoli
- 0.045kg Ginger
- Deli Ham

New Shoes – DH’s work shoes are on its last legs, so went shopping on the weekend. There were some good sales happening because it is our end of financial year at the end of the month. There was also ‘buy the second pair for half price’ – so I end up getting a pair of boots. For both we paid $84.92.

Lunch Out – While out shopping we went out for lunch ($20.60) and also got coffee and cheese cake ($13.95) after buying the shoes.

WEEK 24

June 17th, 2018 at 08:47 pm


Grocery = $41.55. Over $5 than what I wanted to spend but I got a bit this week.
What we got:
- 5 litres Milk
- 1 Whole Chicken
- 1 can Whole Tomato
- 500g Penne Pasta
- 1 box of Tissues
- 1 pack of Biscuit ( I like to have 1 or 2 with my afternoon coffee)
- 1 pack of 6 Burger Buns
- 0.48kg of Beef (2 x Porterhouse cut)
- ½ Cauliflower
- 1 can of Coconut Cream
- small container of grated Parmesan Cheese
- 0.9kg of Potatoes
- 0.68kg of Sweet Potatoes (these are so cheap at the moment so I got more)
- 0.44kg Pumpkin
- 5 Carrots (0.7kg)
- 7 Bananas
- A handful of Mixed Salads
- 3 Green Capsicums (0.4kg)
- 2 Tomatoes (these are not in season so they are expensive are terrible at the moment)
- 1 Red Onion
- 1 Pink Himalayan Salt Grinder (was on sale and running out soon)
- 3 small bags of Spices (I got Garam Masala, Oregano and Cinnamon Sticks – they were on sale, 3 for $2.50)
The last two items were what took us over the budget, they were not on the list but I have run out of garam masala and cinnamon sticks and almost running out of dried oregano. I should also note that I had cucumber and avocado on the list but didn’t get them. Cucumbers are crazy expensive at the moment and the avocado looked awful, both were not worth getting.

Water Bill – $207.07 for the quarter, this is about average amount for us at the moment.

Electric Bill – Our new charges for the quarter was $58.43 but since we accumulated $94.72 credit in the last bill so now we are left with $36.29 credit. I guess cutting down spent watching TV help cut down our electric bill further.

Exercise Leg Bands – Mine broke 2 weeks ago, DH got some online for $13 for 6 in the pack (different resistance).

WEEK 23

June 12th, 2018 at 03:07 am


Grocery = $35.30
What we got:
- 4 litres Milk
- 500g Frozen Blueberries
- 1 Whole Chicken
- 1 kg of SR Flour
- 375ml of Cream Cleanser (cleaning cream)
- 1 big Turkish Pide/Bread
- 1 Loaf of Bread
- 2 doz of Eggs
- 3 Onions
- 1 Bulb of Garlic
- 0.125kg of Ginger
- 0.87kg of Pumpkin
- 2 Pears
- 1.08kg of Sweet Potatoes
- 0.16kg of Spinach
- 1 big Eggplant
- 1 litre of Soy Sauce - this was the only thing that I didn't have in the list but I had some money leftover and we will soon be running out.

Doggie Poo Bag – DH order another batch of doggie poo bag, they are compostable made from corn, $84. It should last us a year and a half.

WEEK 22

June 4th, 2018 at 09:35 pm

Grocery = $36.60
I was actually hoping to only spend $35 and it would have been but Aldi forgot to put the right price for the corned beef (beef silverside) that we got. It was supposed to be $7.14 because of it was on sale from $8.92 ($1.78 difference). This happened because I left DH to pay of the grocery while I went to the grocer shop few doors down. DH just didn’t look at the receipt after. Unfortunately, I only realised the wrong charge when we were already home and it was not worth going back. Oh well life happens and now I get to blog about it.

We at least got everything that was in my shopping list. So this is what we got:
- About 1 kg of Corned Beef – this was the only thing that was not on the list but because it was ‘on sale’ was the only reason we got it. It will not go to waste at least.
- 1 kg block of Cheese
- 3 litres of Milk
- 1 whole Chicken
- 500g of Frozen mixed berries
- 1 Avocado
- 250g Cherry Tomatoes
- 1 small bottle of Mustard – so last week while cleaning the fridge I accidently dropped the mustard bottle, it was still half full.
- 2 Apples
- 1 bunch of Asparagus
- 1 Pomegranate
- 200g Mushrooms

Netflix – We decided to put on Netflix again.

May 2018

June 1st, 2018 at 10:28 pm



Total Spending for May 2018 was $2,685.64

Grocery – $281.53

Household goods/ Repairs/Garden total = $327.17. $250 was for the plumber.

Gifts – was a biggie because of mother’s day and a friend’s birthday, it was $214.06

Utilities – Only got to pay Gas for $91.51

Holiday – So most of the month’s expense was because of the holiday which was $1,154.23


= 2018 GOALS =
Financials-
*Put as much money we possibly can into Investments (at least $45K). - we are around half way mark.

*Save $4K for Holiday money. – So far this year we have spent $1,746 that means we got $2,254 in our holiday spending plan for the year

*Save $5K for future House Repairs/Future Remodel. – We will put money under this once Goal #1 above is done.

Other –
*Read 70 100 books.
48. The Day Trader - Stephen Frey (3 May)
49. Bluebird's Egg and Other Stories - Margaret Atwood (4 May) - Audio
50. Every Single Secret - Emily Carpenter (8 May)
51. Sapiens: A Brief History of Humankind - Yuval Noah Harari (11 May)
52. The Road Less Travelled - M. Scott Peck (14 May)
53. Into the Water - Paula Hawkins (15 May) - Audio
54. Alias Grace - Margaret Atwood (17 May)
55. The Happiest Refugee - Anh Do (17 May) - Audio
56. The Drunken Botanist - Amy Stewart (18 May) - it took 3 months to read this, I just like picking it up once in a while esp when I'm drinking.
57. 10 Key Steps to Wealth - Paul Clitheroe (18 May) - Audio (very short book)
58. The Break - Marian Keyes (21 May)
59. Lost Temple - Tom Harper (22 May) - Audio
60. Savings and Investment - Paul Clitheroe (23 May) - Audio (short book)
61. The Woman in the Window - A. J. Finn (24 May)
62. My Name is Lucy Barton - Elizabeth Strout (24 May) - Audio
63. How to be Debt-Free - Paul Clitheroe (25 May) - Audio (short book)
64. Work Smarter: Live Better - Cyril Peupion (27 May)
65. Most Dangerous Place - James Grippando (28 May) - Audio
66. Turtle All the Way Down - John Green (29 May)
67. The 10 Pillars of Wealth - Alex Becker (29 May) - Audio
68. 7 Money Rules for Life - Mary Hunt (30 May)

*Learn Spanish.
I missed one day when we went away to Tasmania, I just totally forgot. After 100+ consecutive days, I’m now back to having 20+ consecutive days again.

*Workout 3/4 times a week.
Since we got back from our holiday I have been working out 6 days a week, just having Sundays off. I’m hoping to continue doing this for 100 days in a row.

*Try new recipes every other week.
I tried one new rice dish.

*Blogging once per week.
Done

*Continue Garden/Landscaping.
Put up new clothesline

*Wake-up early (before 7am)
Still getting up early and I have been reading first thing in the morning.

*Continue Decluttering.
DH has been doing most of the decluttering this month, he has been listening to the minimalist podcast and every night has been going through more of our paperwork in the office room. He has done a lot of shredding. A week ago I went through our clothes to get rid of some summer clothes that we won’t need next summer. We are just doing a bit at a time.

There you go another month down.

Challenge Time

May 29th, 2018 at 06:52 pm



In the last couple of days I have been cleaning and re-organising the fridge and the pantry. And now I got items that need to be consumed as soon as possible put to the side, I didn’t want to put them back in the pantry and just forget about them again. As of today, we have spent $1,439.21 on groceries this year (5 months), an average of $287.85 per month (under our budget of $300 per month). It is just under $9.60 per day which is $4.80 per person per day. I’ve decided and DH agreed to lower our grocery money next month to $3 per day per person, which will be $180. I think it will be fun and it will help use up some of these food that are nearing expiry.

WEEK 21

May 29th, 2018 at 01:31 am


Grocery – $97.40, we did a big shop but we are still under for the month.

Dog Food – Bought a 10 kilo bag of dog food and that was $64.

New Clothesline – DH calls it wind and solar powered clothes dryer, what a nerd! So we bought one and spent few hours installing it, that was $56.90

Allowance Money – We went to the Salvation Army and bought some books and CDs. All up we spent a whopping $38.70. I found 2 John Grisham newer books (2016 and 2017 copyrights) I have not read these yet. I think DH end up getting about a dozen CDs. And on top of those Grisham books I also bought another 3. I used up cash I got from last year’s birthday present and then the rest we took off from our allowance money. We hardly been spending our allocated ‘allowance money’ in the last couple of years. This year I allocated $800 for both of us for it and so far we’ve only spent under $150. DH has been really good at saying no to most of the eating out and drinking out invites with co-workers. The thing is that his company actually provide them with snacks and beer every Friday night so he does not feel left out. There are also the occasional lunches and dinners that the company organises and sometimes he gets taken out by suppliers for ‘meeting’.
So he is very selective to when he say yes to these invites and there are plenty at least one to two times a week. Last week for example he said yes to beer after work on Thursday because it was with his old boss that he doesn’t get to converse much anymore, due to restructuring in the company. That 1 beer by the way cost him $10, so yeah it get pretty pricey very quickly if he goes to every single one of them and most of the time they involve getting food. Sometimes he feels bad that he says no but then he also doesn’t want to drink too much during workdays, he wants to come home on time and get an early night sleep for the next day. So it is not just about the money.

WEEK 20

May 21st, 2018 at 11:02 pm



Grocery – $44.10
Plumber – Was less than anticipated, paid $250.
Friend’s Birthday – Gift was $100
Fuel - $32.80

Not much else to report really.

WEEK 19

May 15th, 2018 at 09:17 pm


Back to our normal life.

Grocery – we did a big shop which end up totalling to $112.74

Mother’s Day – Spent $114 on gifts

Plumbing Issues – We got a blocked sewage pipe, the plumber should be coming to unblock it tomorrow. I’m anticipating it will cost around $300.

WEEK 18

May 8th, 2018 at 10:28 pm


We went on a holiday for 6 days/5 nights, just got home yesterday. When we got home we went and got some food that should last us until the end of the week when we can then do a big shop.

Grocery - $27.29

HOLIDAY – We flew to Hobart Tasmania. We decided to rent a tiny campervan; it was an interesting experience – a lot of fun. The first two nights we stayed in Hobart at a campsite near my brother’s place that was right next to a river. We ate at their place on our first night and breakfast as well. On the second night we went out to a restaurant DH paid for it, it was pricey almost $200 worth. We visited a famous museum called MONA and an old brewery. On the 3rd day we drove to Launceston, about 2 hours north from Hobart, we stayed their overnight and then drove up to the mountain, another 2 hours away, called Cradle Mountain. We did a nice 2-hour walk around Dove Lake it was beautiful even when it was raining on and off throughout our walk. We had a massive feast after our walk I used a voucher that my brother gave me for my birthday last year. We ate so much we didn’t need to eat dinner that night. That night we stayed just at the bottom of the mountains, about an hour away. We got a great view of the (rocky) mountains and when it got dark so many pademelons came out to feed at the campsite. The next day we went back to Launceston and explore the place a little bit, we end up going to a gorge, then we drove back to Hobart for our last night. Again stayed at the same campsite and had out last dinner at my brother’s place.

The cost (we used up money we got from a CC promotion last year for the airfares so that is not included here):
Accommodations - $100 ($20 per night)
Transportations - $500.82
Food - $428.51
Other - $124.9
TOTAL = $1,154.23

APRIL 2018 (WEEK 17)

May 2nd, 2018 at 05:15 am

This would have been a low spend month but because we pre-paid internet for a year it total to $2,568.13. Half of this was because of the internet, holiday expenses and my birthday celebration.

Internet – was big total for the month was $845.

Holiday – ended at $285.20. Some of this included money we spent on our Easter Holiday and some for another holiday we are going very soon.

Groceries – We only got few things this weekend because we didn’t need much and it only cost us $9.95. The total for the month was $296.20

Birthday Celebration – I had another birthday get together, with friends this time. We had lunch and then we went to an Escape Room and then had coffee afterwards. It was fun and it cost us $127.00. Overall, my birthday cost me $242.50, this includes that dinner I went with DH.

Eating Out – We did not cook at all the whole weekend. We went a bit crazy. On top of the lunch above we went out to another restaurant for Sunday lunch as well and we got takeaway food Saturday night, thankfully we had leftover and we ate that Sunday night. All the eating out, not including above amount was $61.90.

Fuel – got some $37.20


Financials-

*Put as much money we possibly can into Investments (at least $45K).
More savings in April than in March - *happy dance*

*Save $4K for Holiday money.
Have spent some of this money at the start of the month and will continues to spend more money in May for our next holiday.

*Save $5K for future House Repairs/Future Remodel.
We should be able to start saving more for this in the second half of the year.


Other –

*Read 70 books.
28. Beyond Good and Evil - Frederick Nietzsche (3 Apr) - Read w/ Audio**
29. Money to Burn - James Grippando (5 Apr) - Audio
30. Heart of Darkness - Joseph Conrad (7 Apr)
31. On the Shortness of Life - Seneca (8 Apr)
32. Ready Player One - Ernest Cline (10 Apr)
34. A is for Alibi - Sue Grafton (11 Apr) - Audio
35. Freakonomics - Steven D. Levitt & Stephen J. Dubner (12 Apr)
36. The Checklist Manifesto: How to get things right - Atul Gawande (13 Apr)
37. Siddhartha -Hermann Hesse (15 Apr)
38. Crazy Rich Asians - Kevin Kwan (17 Apr)
39. The Handmaid's Tale - Margaret Atwood (18 Apr) - Audio
40. You Need a Budget - Jesse Mecham (19 Apr)
41. Philosophy for Beginners - Max Charlesworth (20 Apr)
42. B is for Burglar - Sue Grafton (22 Apr) - Audio
43. The Pardon - James Grippando (23 Apr) - Audio
44. War and Gold - Kwasi Kwarteng (24 Apr)
45. The Poisonwood Bible - Barbara Kingsolver (26 Apr)
46. The Teeth of the Tiger - Tom Clancy (27 Apr) – Audio
47. C is for Corpse - Sue Grafton (30 Apr) – Audio

I’m more than half way to my goal! It’s amazing how cutting about 4 hours of television a day adds up. These days there’s not much worth watching unless you are into reality shows. I used to watch those cooking and renovation contest but they are not about cooking or renovations anymore, it’s always just about people fighting which I’m so over it.

As you can see I listened to a bit of audiobooks this month, they are all crime and mystery books except for the first one which I read along while listening to the audio. I already got a copy of ‘Beyond Good and Evil’ in my kindle and I borrowed the audio version from the library online. I do a lot of my listening to the audiobooks while I'm walking the dog, while cleaning and in the last several days while I was doing some painting.

Since I’m more than halfway to my goal already and I’ve increased my reading time while not really reading because of audiobooks I decided to increase the amounts of books I aim to read to 100 books this year.


*Learn Spanish.
Still going and I’m at 104 days streak at the moment.

*Workout 3/4 times a week.
Doing very poorly here, I’m still doing some but mainly just stretching and walking the dog, I need to do harder exercises when we get back from our holiday. This is becoming a bad pattern, me constantly waiting for something to happen before I get my act together. I need to break it.

*Try new recipes every other week.
I tried few and one of them was the Aloo Gobi that I got inspired by toilet-paper-tracker.

*Blogging once per week.
Check

*Continue Garden/Landscaping.
As I mentioned in my previous blog entry DH built a screen wall outside to screen off the clothes line and I painted it.

*Wake-up early (before 7am)
Check

*Continue Decluttering.
DH has been putting our music from CDs to digital so we can listen to them whenever and wherever on our phones and the CDs themselves have been stored away into a plastic tub in the garage. It took him over a month copying them.


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