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Archive for September, 2011

It was not a NSD

September 30th, 2011 at 09:07 am

Yesterday's NSD didn't happen. I decided to make chicken satay and needed some coconut cream. So I had to get DH to go to the shop to get me some. Unfortunately he came home with $5.20 worth of snacks (although these are snacks we will probably want to have for tomorrow's grand final game) with the 85 cents can of coconut cream!

Anyway we still ended up with 12 NSDs in the month, not a bad month.

I am starting to get really excited and nervous about tomorrow's game. We are a bit of a die hard. Our opponents are really good but we did finish the year on top of the ladder. So it is going to be very close. This time tomorrow I'm either going to be very happy or sad. I really hope it is the happy part.

Pre paid Visa

September 29th, 2011 at 03:14 am

Just recieved a $200 pre-paid Visa in the mail. I forgotten about this. This was a manufacture's rebate/promotion when we bought our new air conditioner two months ago. It is something I didn't rely on and so have never taken it off the purchase price (just in case it never eventuate). Anyway it is here and I think it will be perfect to use when we are overseas. We definitely have more than enough for our holiday spending now.

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Today should be another 3 NSD in the row, tomorrow the quartely property tax is due. We have been very good with our entertainment spending this month. It has been the lowest this year. And it just really happen, we haven't force it on anything like that. I think because of the upcoming holiday and a couple of big celebration coming up that we are not craving for it.

This weekend we will be celebrating our anniversary, we've decided to go out for breakfast (a buffet breakfast in one of the big hotel in the city). We decided to go out in the morning instead of for dinner because we want to be home by 2 o'clock in the afternoon to watch our team play in the Australian football grand final. We will be drinking during the game so we most likely won't be able to drive anywhere for dinner that night. Also it will be too crowded around in the city after the game and I don't want to be there.






Update

September 23rd, 2011 at 05:00 am

We made it to 5 NSD in a row, the best thing about it is we weren't even trying, it just happened.

Tonight we are getting pizza for dinner while watching our football team play in the semi-final. I hope they can make it to the final again this year. They are the defending champion, so 2 in a row would be nice.

Tomorrow (Saturday) we have been invited to have dinner at my friend's place, it should be a fun night.



4 NSD in a row!

September 22nd, 2011 at 02:03 am

I'm hoping for the 5th one today - half way there Smile

Tomorrow the water bill is due for the quarter so the streak will have to end.

Not spending money means nothing much to blog about. I know boring...

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Update about DH's injuries: his leg is a lot better, he didn't need to see the physio. Thank goodness.
His arm still bothering him especially at the end of the day, after using the mouse all day at work.

Electric Bill

September 19th, 2011 at 03:10 am

We just received this quarter's electric bill and its fantastic! This is what it looked like:

Solar bonus and rebate = $93.63CR (this is the amount the electric company paid us for the energy that we put back into the grid)

Peak usage charge = $53.86
Off-peak usage charge = $37.01
Off-peak Service charge = $15.30
Supply Charge = $66.19
GST = $17.24
Other rebate = $8.04 CR (we get this discount because we have our gas in the same company)

TOTAL AMOUNT DUE = $87.93

I had a looked at the last 2 years bills and we average at $197 per quarter.

So we've saved over $100 in this quarter and this is in the middle of our winter bill and we have slowly been using more of the electric appliances than the gas ones. DH and I are hoping that the summer bill will be even better.

The last bill was $147, that was when we got the solar panels installed half way through it.

At this stage, we still got about 5 years to break-even.



Short again

September 17th, 2011 at 05:53 am

DH's pay yesterday was missing another one week worth so now I can't put in $3000 this month into the mortgage. Everytime I say I'll put big amount of money into the mortgage something always happens that prevents it. Next time I will blog about it afterwards. It sucks getting excited about something and then failing. Because DH is a contract employee he doesn't get paid by the company's HR directly, he has to fax his timesheet to his agency. Anyway, I don't quite understand it but it seems very complicated to me and sometimes DH gets too busy at work that he doesn't fax it right on time. Oh well, at least we are not short, the tax refund helped. The funny thing is that the tax refund is almost exactly the same as the amount missing.

I decided to not put that $500 into my trading account, I'll wait until next month.

Last night I did put in $1000 into the mortgage, that's all we can do for now. We have to pay bills that are due while we are away next month. Since DH next payday won't be until we are away we have to pay those bills out of this pay.

Lunch Date and DH injured again

September 16th, 2011 at 11:50 am

Had a busy day today. Went to the city and while there I deposited my cheque near DH's work. Afterward I meet up with DH. We went to our favourite greek restaurant and then had coffee. It was a beautiful day to be out and about. I got back home at 3pm and decided to clean the house, I even clean the tile grout in the kitchen floor with an old toothbrush. I needed to do a bit of cleaning today because I won't have as much time to do it tomorrow and we got a visitor coming tomorrow afternoon.

DH came home limping tonight, it's the same hamstring as last year (and this is now the 3rd time he has hurt it - the same spot, the first time when he was younger competiting in running). He has done it while running to get the train. He is hoping it is not as bad and icing it like crazy right now. I hope it is not another tear and just a twinge. Just when he is finally getting over his tennis elbow now this. Poor thing, he was very upset when he got home.

Money Money Money

September 15th, 2011 at 06:11 am

Tomorrow is payday!!!

Also tax refund has arrived, DH already cashed in his cheque the other day. I will go to the city tomorrow to do the same. And while I'm in the city DH and I will have our monthly lunch date.

After paying off the accountant fee we got $1841.70. I already decided last month that $1000 will go straight to the mortgage. I'm hoping to put another $1500-2000 on top of that. $500 from the tax refund will go into my trading account. I've decided to do some trading after we get back from our holiday, now that I don't have much to do I should get back to doing that for the rest of the year. The other $340 I'm thinking of put it in the car fund.

NSD

September 10th, 2011 at 09:28 am

We managed to have a NSD yesterday. DH probably was meant to get a hair cut but didn't have time. He will try to go next week.

Didn't do much today but some light cleaning. DH did spend some money for light grocery shopping - he got some milk, bread and snacks. We just been spending the whole afternoon watching our Australian football team's game and now we are just waiting for another game tonight. Tomorrow will also be stuck on the couch watching Australia v Italy in the rugby union world cup. But we will need to go and do a proper grocery shopping tomorrow morning, we really need some fruits and vegs.

Both arms are really sore today

September 9th, 2011 at 02:46 am

I ended up with 3 shots, 2 in my right arm and 1 in the left. They were for hepatitis A, tetanus and pandemic influenza. We ended up paying $260, so $130 each. I've already taken this out of the holiday fund. Now we just need to get travel insurance.

Before going to the doctors last night DH had to also go to his physio for his arm (tennis elbow injury). Thank godness that was fot the last time he has to see him. He has been going for over 2 months now (once a week). He had to pay full price yesterday because we have now used up all the deductables for physiotherapy for the year. It ended up costing him $65, instead of the $22.50 in the previous weeks. i just hope he doesn't get another injury for a long while, then maybe we can finish our renovation.

After yesterday, I really need a NSD today.

Another trip to the doctor

September 8th, 2011 at 02:11 am

Last month I saw the doctor twice. It seems like DH and I have been going to the doctors a lot lately. DH got his ultrasound result for his hip the other day and it is some kind of blood clot (not the scary type) that will just go away by itself. But unfortunately his eye will need surgery, the antiboiotics didn't work. He has to go see an eye specialist. It will just be very minor procedure.

Tonight we got another doctor's appointment, we are going to see the doctor about getting shots for our trip. I'm not looking forward to it. Frown I don't how much it will cost, I won't be suprise if it cost aroung $100 each. This will come out of the holiday fund.

Last night we went crazy and got some KFC. DH also paid for gas bill last night.

Won some money but it is all gone now.

September 5th, 2011 at 06:49 am

I was totally expecting to spend a bit of money on the weekend. As I mentioned in my last post we had a lot planned for the weekend. One of it was to go for lunch next to the casino for my mum's birthday, it cost $150.80 (80 cents more than I thought it would be haha). We had lots of seafoods, steak, chips etc. Afterwards we went gambling and DH and I won just a bit over $400 together. I decided to take the $150 to pay back for the lunch. We decided to stay and go to Nobu for sushi dinner. The rest of the money I was just going to split with DH to add to our allowances but DH opted to put it towards the camera we just bought on Saturday for $150, which I thought was a better idea. Now we only got $5 left of our winnings!

We decided to get a new camera on Saturday because we wanted to upgrade our small camera before going on our holiday. We found a Lumix for $150 (it had a really good discount). I was going to take this money out of the holiday fund but now I don't have to.

Looking forward to the weekend

September 2nd, 2011 at 07:15 am

Although this weekend will be spendy it should be good.

Tonight I am looking forward to having pizza and beer and just seating in front of the tv watching my favourite Australian football game. We already got a lot of alcohol so will just need the pizza.

Tomorrow night we are going to 50th suprise birthday party. Still need to get the present, will just get $50 gift voucher.

Sunday lunch we are taking my mum for her belated birthday celebration. Eventhough we already went to her place the other night for dinner where she cooked a lot of food, we always like to take her out for her birthday and mother's day. She doesn't go out to fancy places enough so it is always a nice treat for her. DH and I will be paying for it. I'm anticipating it to cost around $150, she invited a couple of her friends and my brother will be there too and will pay for them too. It is a bit pricey but my mum deserve it. She cooks enough for us throughout the year. She loves cooking and sometimes will just come over to drop off some food for us.

I guess our weekend will be a bit busy and pricey.