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Archive for April, 2015

Change of Plan - DH just quit his job

April 29th, 2015 at 10:53 pm

ARggh I lost my post earlier today Frown I pressed Save as Draft and it disappeared.

DH just gave his 4 weeks notice, after May he will not be working anymore. DH just had enough and I don't blame him and I fully support his decision. I'm actually surprise it took him this long. He almost quit back in Dec and again in Jan.

2 years ago there were new bunch of upper management that got hired and I guess they were told to get rid of people. 2 years ago their team used to have 12 people in it and now there are only 3 left and 1 of them has been taken to do something else (he is complaining about it but there is not much he can do). Being the team leader a lot of the stuff falls on DH. 2 years ago they used to have a Business Analyst, a couple of Data Managers, few testers and few developers (including DH). They used to have a boss that looked after them but he left in October and still haven't been replaced, he didn't get along with his new boss DB (which now DH has to deal with, he is horrible to say the least). The BA and data managers and some of the developers and testers had been let go over a year ago. The 2 testers that were left quit this year (actually 1 got another job and the other decided to retired early instead).

The other developer has already told DH that she will not renew her employment if they get extended after June. That's if they actually get extended, they say they will but 2 months to go and there hasn't been any actions to show it yet. DH had been lied to few times now and he just can't trust them. DH had to step up a lot especially since his old boss left but they wouldn't acknowledge it.

Couple months ago they finally got approval to hire DH old boss position, the one that left in October. DH wasn't really interested in applying for it but at the same time thought may as well since he has been doing this job for months now and also the lady that said she will be living in June said that she would stay if DH gets the job. But ultimately DH just want them to hire someone so he can just concentrate in doing his role that he was hired to do. Anyway, he got interviewed for it and at the end DB said that this the last interview and that he will find out in the next 48 hours. 2 weeks later still nothing and in the meantime DH found out that they actually interviewed 2 more people after that. So on Friday DH asked him if he could talk to him but he said he is busy and would like to discuss it later on that day he will call DH then. Anyway 4:45 that afternoon DH still haven't heard from him. He tends to do this he just ignored things that he doesn't want to deal with, like not answer emails for weeks. DH contacted him to ask if he could talk to him, he said can we do it on Monday but DH really wanted to deal with it then he didn't want another weekend to pass. Lucky he did because DB was actually away on Monday and Tuesday. DH thinks he likes to delay stuff in a hope that people will just forget about it he has done it few times before to DH. In Dec last year DH emailed him something and he didn't respond to it a month later and actually told DH off for not ringing him about it instead. WTF. Apparently, a lot have got caught out with it were they email him stuff that he wanted but never get a respond and down the line they get told off for not ringing him about it. Things that are important to him cannot just be emailed to him they must contact him via phone but the problem is people don't always know what he consider important. He is in a major power trip. Anyway, he told DH that he didn't get the job which is fair enough apparently other applicants had a lot more managerial experience. DH understands and wanted to know when the new person will be starting? Well apparently he will not be hiring anyone he wants to post the job again through a job agency this time. Another WTF. That means it would take at least another 2 months in the meantime DH still has to deal with everything. No thank you! He has been so stress out about work lately and hasn't been sleeping well from constantly thinking about work, he just can't deal with it anymore. So we decided that he should just resign now even without another job to go to. He can have a rest while looking for another job. A quick calculation we should have enough cash in hand to last for the rest of the year. I will look into it more this weekend.

Our goals will have to change this year but hopefully only for short time.

Weekend and still having roof issue

April 26th, 2015 at 06:42 am

Crap the roof is still leaking. Luckily we decided to not to fix the hole in the ceiling yet because when it rained on Saturday we found that it is still leaking. So we decided to just make a bigger hole in the ceiling to see where the water is coming from, we should have done that in the first place. So we found another tile that is broken, we can clearly see where the hole is now. DH thinks that he might be able to change the tile from inside the house rather than having to go up on to the roof. We will have to wait when the weather is good, too wet at the moment. The drip of water is just going straight to a bucket it is not hitting any timber so there will be no further damage to the ceiling.

Apart from that we had a quiet weekend. We stayed home on Saturday, the weather was terrible anyway. We watch our footy team played, we won! Yeee...

Today (Sunday) we went and watch The Avengers, before the movie started someone got sick, I think they he an epileptic fit and they had to call the ambulance to take him to the hospital. After the movies we went grocery shopping to Aldi, spent less than $45.

BIRTHDAY WEEKEND

April 23rd, 2015 at 09:16 pm

It has been a busy week. It was my birthday last week. We spent a bit of money. To say it was a spendy weekend is an understatement. But I scored some really cool presents. DH spoilt me on my birthday. We over indulged, it wasn't planed but we truly enjoyed it anyway. The best thing l got is a Samsung Note with S - pen . It's a nifty gadget. DH picked it, he did all the research and found a pretty descent deal online. He found one that was $130 cheaper than that were in the shops. I'm absolutely loving it. I've used all of my saved allowance money for it and the rest will come out of gift category of the budget, $160. My allowance money added to just under $500 and then the in-laws gave me $100, which I added in as well.

Another thing that got is a new phone, I have now officially joined the 21st century. That was for $88 unlocked, so I'm just using the same sim card as before. I don't think I will bother getting a data for it yet. I will just use our wi-fi at home. I don't think I will be using it much since I have the note and laptop to use at home. And if I'm away from home 95% of the time I'm with DH so I can just use his. My friends also spoilt me. I got Gold class tickets to the movies, a book gift card, a bottle of wine and mum got me a mattress protector.

DH also took me out to dinner on my actual birthday and then we went to a winery with some friends and also to dinner with some of them on Saturday night.

Oh I forgot to mentioned (just really busy at the moment) that DH put some money into the mortgage to get it under $20K. His mum told him that they don't need to borrow money to paint there house. The weather at there place is so crazy at the moment, their power was off for few days because of the massive storm they got. A lot of people in there area is flooded, luckily for them they are on top of a hill. Anyway, I think they will just wait until the weather is warmer again to get it done. DH used the tax refund and that extra pay this month to put $5,600 which make the mortgage balance down to $19,974.99 Smile

Spending

April 13th, 2015 at 08:27 pm

House Alarm Battery
The battery for our house alarm needed replacing. I think the last time we replaced it was over 5 years ago. DH bought one after work and was easy install for him to do. The battery cost $50.

Broken Roof Tile
We had to get someone to replace a broken roof tile. Luckily we already got some spare tiles around. We paid $50 and it only took him 10 minutes to do it. It was worth it. Another two quotes we got were for $150 and $250. Normally we do a lot of repairs ourselves but DH is not too keen on heights. He can get up a ladder but he won't actually get on to the roof. The broken tile was just out of reach for him to do. And he absolutely would not let me get up there either. $50 was a lot of money for 10 minutes work but it was necessary. Now we will have to fix the ceiling in the guest room where there is a little water damage because of it.

STOCK
The shares that we purchase last month through Share Purchase Plan (SPP) was settled the end of last month. The plan that DH and I decided was to sell half of it right away so we can get part of our capital out. We got the maximum amount we could get but didn’t want to keep too much of it long-term. Since then it has just been going up so we decided to wait and see where it might go until on Wednesday last week we decided to sell some but since it has gone up a bit more than expected we decided to only got 1/3 out. The 1/3 got us almost 40% of our capital back, so we are happy with that.

WEEKEND
It was a costly weekend. On Saturday we did the usual grocery shopping for the week and then went to Bunnings (hardware/garden store) to get some netting for the garden. We got those white cabbage butterflies/moths around and they just love laying their eggs on my vegetable leaves. I thought putting netting around them especially the cabbages and cauliflowers would be the best way, don't like to use sprays. We end up getting a really big size because it was half price and best value for money, only couple dollars more than the smallest size. While there we saw that they have a greenhouse on sale for half price as well, from $50 down to $25.

Saturday night we were invited to a 50th birthday celebration. It was held in one of those reception places normally more for weddings. Actually, been to this place back in 2001 for a friend’s wedding, unfortunately it is not what it used to be. The food were terrible, DH thought he had the worst steak ever. Everything was over cooked, I think they reheat things and that's why they end up so over cooked. It was a big party around 150 guests, it would have cost a lot. We just gave $100 cash as a gift, I had no idea what to get. They hired a photo booth and we all had fun with that.

Sunday we decided to go to a Trash and Treasure market, spent $34 which includes $2 entry fee for both of us. Got $10 of 4 tubs of seedlings, they were about half the price instead of getting from a nursery. I remember to back here next time. Also got 4 pot holders for $2, couple of plastic tubs, few metal brackets and a plaster saw for $1. The best thing we found a glass lid for our fish tank for only $4. Back in December we got a bigger fish tank from a friend but it didn't have a lid so we have been looking for one since then. The lid is millimetre perfect for our tank. One of the biggest things we got on the weekend and were a bit pricey was 6 rubber mats for the gym area in the garage that we are creating. It totalled just under $180 but it has been the cheapest thing we have seen out there.

On Sunday we also both got a haircut. I really needed one. All up the weekend expenses were just over $550. This coming weekend is not going to be cheap either.

Solar Panels

April 9th, 2015 at 08:35 pm

Back in Mar 2011 I blogged about our solar panels. We got it installed that month and at that time DH calculated that it would take us about 4 years to breakeven. Well, it is now 4 years later. Oh by the way our first electricity bill for the year came last month it was for $23.13 CREDIT. The previous bill in Dec was for only $8.89 (debit) so we were not required to pay so they just carried it forward to this new bill. So the current balance is $14.24 credit. We will not get this in cash because we have opted for any credit to just carry if forward to the next bill.

I did some calculation of our electric bills:

In 2010 (the year before the Solar panel) we spent $763.49 on our electricity.
*Dec 2010 there was an increase in rates.

2011 it was $653.77.
*Dec 2011 there was an increase in rates. Mar 2011 we got the Solar Panels installed.

2012 it was our best year and we actually got $249.44 CREDIT.

2013 electricity only cost us $87.56 debit.

2014 was $452.71.
This was a lot higher than previous years mainly because we had my brother with us for 6 months that year. *Dec 2014 there was another increase in rates.

So assuming that without the solar panels we would have paid around $800 per year (accounting for the rate increases and my brother staying with us) it would have amounted to $3,200 in 4 years. Instead we only paid $944.60, so a saving of $2,255.40.

The Solar Panels cost were:
Cost Including Installation $7,857.00
(minus) Government Rebate $5,360.00
Out of Pocket $2,497.00
Payment to the Electric Company (for connection) $215.78
TOTAL = $2,712.78

So, that is still $457.38 in the negative. But I also had to calculate our gas bill because we now only use electricity for heating in winter instead of gas.

Gas Expenses:

2010 was $757.57 - the year before solar panels

2011 was $675.01
*Jan 2011 there was an increase in rates

2012 was $579.55
*There were 2 rates increases in Feb and Jul

2013 was $408.89
*Again another rate increase in Jan 2013

2014 was $463.34
*Another rate increase in Jan but it decrease in Jul 2014 because of the removal of the carbon tax.
Note also that my brother stayed with us for 6 months.

Again an average of $800 per year would have been a reasonable gas bill for us. So that would have been $3,200 for the 4 years but instead we only paid $2,126.79 (we normally use gas for cooking and hot water), a saving of $1,073.21. Overall this takes us to $615.83 in the positive. So yeah we are now break-even, it probably really happened mid last year. Obviously, the government rebate helped a lot in breaking even a lot sooner.

Easter Weekend

April 8th, 2015 at 05:37 am

Easter Weekend

Our long-weekend was pretty quiet, we did more work outside as clean the garage (half-way through it now). We did go out and did some shopping, we got a new little bbq and a small foldable table that we can use outside and should be able to take camping as well. They were both on sale. While shopping we ate out for lunch to a fairly inexpensive Chinese/Dumpling place. Apart from that we mainly stayed home and watched more Breaking Bad – it was BB marathon weekend for us and now we have finished it. We will probably now move on to watching "Better call Saul".


Financial

Normal monthly mortgage payment went through and the interest paid for this month was $112.17, so principal paid was $1,105.80. Balance right now is $25,574.99.

I did a calculation of our net worth for the end of the first quarter and we just hit $700K. That was a nice increase from the last time I looked at our net worth.


Garden

The cabbages are now about double in size and the cauliflowers are doing well. And the beetroots and beans and also starting to shots up. There are more kales and snow peas seedlings that have come up but the coriander are dead except for 1 and even that is not looking to good. And those seeds that DH planted are not happening.

Day light saving time finished on Sunday and now it feels like winter. I don't like it.