Groceries – We bought some groceries when we got home ($76.86) and the on the weekend we got some more stuff and spent $52.98, in total $129.84
Zoo – We went to the zoo again on the weekend, we are trying to take advantage of still warm weather and our annual pass is expiring in less than 2 weeks. We spent $8 at the bakery for some snacks and $2 for parking.
Dog tablets – Bought some fleas and heartworm, etc. tablets online for $68.90.
Transportation expenses – we got gas for the car $32.82. I’m glad the gas prices are getting cheaper again, and I’m glad gas prices are cheaper in our state than in NSW (Sydney). When we were there they were selling around 10-20 cents per litre more than here at home. DH again put $50 to his train pass.
Viewing the 'Weekly Summary' Category
We had a 3-day week-end here. We mainly just relaxed, did a couple of hours of tinkering outside in the garden and we went to the zoo for few hours on Sunday. We were going to do a good clean out of the garage but I think we are going to try and do that next month instead, after Easter holidays. We were going to hire a skip bin, they are around $250-$300 (the one we normally hire, they drop off the empty bin, we fill it up and they pick it up) but I think we are going to try and take the rubbish to the tip ourselves and hire a trailer instead, they are around $30-50 to hire for 4 hours (depending on size) and the tip pay is around $60-80 per trailer load. We probably got about 2 to 3 trailer load. Most of the rubbish is broken bricks, soils and building materials which would require extra pay if we hire that skip bin.
We did a little bit of spending this weekend.
Groceries – was $113.47. We stocked up on some dental products; toothpaste, mouthwash, toothbrushes and floss. Also got some snack for a trip we are going on later this month.
Clothes – There was a sale and I kind of did some new underwear so spent $33.92
Gifts – Got a gift for $25.97
Zoo – Zoo spending was minimal since we already got the annual passes which are expiring next month. Only spent on $2 parking and $5 on a pricey latte, DH and I shared even though the large was very small.
Netflix – Cancelled Netflix again since I probably won’t be watching it much for the next month or so. I will probably put it on again in June; a lot of new shows/seasons will be release then.
The spending have slowed down – could only be a good thing.
Grocery – was a tad high went to the butcher place where I been going to once a month for the last 4 months. Total for the week was $92.20
Train Pass – DH topped up his train pass, he put in $50. DH has been doing so well this year I think he has saved around $100 already by getting to work early. He has been taking advantage of Early Bird Train Travel. Here your journey is free if you get to your destination before 7.15am. He has done this except on 2 occasions.
Garden – Bought some bags sands for paving worth $31.16
Salvo – we took some stuff to the Salvation Army, while there I bought 3 books worth $6.75 (funny I got rid of 4 books but gain 3 back). This money came out from my birthday money from last year I still got over $50 left I haven’t spent. I barely spent my allocated allowance money these days, I’ll probably buy a new laptop next year.
Spending for the weekend was just over $300, whenever it is above $300 I tend to consider it to be high. We went a bit crazy on buying some stuff for the garden.
Grocery - $90.36, this could have been lower but Valentine’s Day this weekend so I got some fancy cut of meat.
Beauty products – don’t buy these often but I spent $21.95
Eat-out – We were out and about for most of the weekend so we eat out couple of times, all up $27.10
Garden Items – Got bunch of stuff including those pebbles that I wanted to get for the rock garden, the 15kg bags were actually $11.95 so I got 2 bags which was more than enough. I think I mentioned in my previous blog that I was going to get 1.5kg, well there are hardly any rocks in 1.5kg bag. The 15 kg was way cheaper. Then since we were at the nursery we end up getting bunch of other stuff that was not necessary but I wanted and I actually had in my list of things to get there. After all of that we end up spending $128.63. That place is a dangerous place for me.
Clothing – Was not planning to go clothes shopping but we were near this store that we got gift cards for. The gift cards we got from Christmas. They were having 40% off on some items that was already discounted so we had a look and end up getting 3 things. One was an ultra-light puffer jacket for DH, they are great for when we go travelling and I got 2 things, 1 The North Face a long sleeved shirt and another thick zipped up shirt. I’ve recently got rid of 2 hoodie shirts so these are replacements. We used up one of the $100 gift card and we still got another left but we didn’t know what else to get.
Spending for the week:
Grocery – We spent a bit this weekend, got a 20 kg bag of rice at the Asian grocer that was for $31. Also bought some fish $10 worth and the rest was for normal weekly shopping. All up it was $112 even.
Fuel – DH got some fuel for the car and mower, $20.70.
Other – Got a pack of 3 lightbulbs for $11.90 and Domino’s pizza on Friday night for $5.
Gardening – The weather on the weekend was beautiful so we spent some of our time outside tinkering in the garden. On Sunday afternoon, I created a little rock garden with different variety of succulents and some small cactus plants, it turnout really well. This little area in the garden is about 1.5 by 1.5 meters in size, it get full sun so nothing much grows there or you have to water it a lot. We already have some garden rocks and white pebbles lying around (I actually thought we might to spend some money to get rid of them) so I didn’t have to spend any money to make the garden. Although, I think I will need to add more pebbles maybe 2 to 3 bags. For the last 2 years or so I have been collecting succulents, I picked some during our walks and some I’ve bought at garage sales for couple dollars. So this was a fairly inexpensive little project. I think the pebbles are around $8 for 1.5kg bag, I’m hoping 2 to 3 bags will be enough.
We had a 3-day weekend here for Australia day public holiday. We didn’t do anything because the weather was very hot again. We just had staycation and relax and watch some more cricket games. It was great to just stay home, we actually got invited to go to the beach near my friends place to celebrate Australia day but it is over an hour drive and would just been too tiring. DH has been getting up early and working long hours so he really needed the weekend to catch up on sleep. The heat doesn’t help though; the other night the temperature didn’t get below 27degree Celsius thankfully it rained last night and the temperature has cold down considerably today.
Staying home was not only good for DH to get rest but was also good for the wallet. We only went out to get groceries and got a takeout for end of the week thing that we have been doing for a while now.
Grocery – Spent $61.12
Takeout – was $14
We are doing well this month compare to 12 months ago. I will look into end of the month numbers tomorrow.
Grocery - $94.55 got some meat.
Annual Insurance Bills – Paid the both the car insurance ($770.77) and house and content insurance ($656.75) for the year. Total of $1,427.52 together it’s an increase of $102.43 to that of last year’s amounts.
Takeaway – ($23.00) we got some take out when the weather was 40 degrees Celsius, way too hot to cook.
Doggie Shampoo and Treats - $20.39
This week we did some work around the house and I did some reading and watched a lot of cricket games. We live a very simple life, and that’s just the way I like it.
Grocery – Total for the week was $99.10, spent a total of $45.56 on meat. We would have enough food for the rest of the month except we have people coming over on Saturday for the grand final Australian Football game at our house. We decided to have a barbeque and we will be having sausages, hotdogs, hamburgers and maybe some lamb and chicken. We only got less than $20 in the grocery budget left for the month so that will not be enough. I think I will need around $50 for the party. We got plenty of alcohol and I’ve asked people to BYO softdrinks if they want any since I’m still on my ‘no buying softdrink’ this year goal. Anyway, lets hope I can keep thinks around $50. I do have two $30 gift cards that I got given last Christmas maybe I’ll use one of those and I’m thinking of keeping the other for Christmas.
Movie Voucher – Speaking of Christmas gift, DH just found a $100 movie voucher that his parents gave us last Christmas. It was emailed to DH and he found it on the weekend when he finally decided to clean his email. I really need to remember this stuff because DH is hopeless at remembering this sort of stuff. He printed it out and I got it up on the fridge. The movie voucher is expiring this December so we really need to use it soon. We can probably go twice maybe even 3 times to use it up. This Sunday is our 11th year anniversary so we might go to the movies and dinner to celebrate.
Internet Disconnection – As mentioned in my last post we changed Internet provider. DH tried out the old connection and found out that they haven’t disconnected it yet, when they were meant to on the day DH called them. DH called them again on Monday to remind them to disconnect it. DH was again told that he will need to pay $45 disconnection fee (don’t even know why the disconnection fee is now $45 when last week it was $165 – lol- bunch of comedians, they are). Luckily, last week when DH finally got to talked to someone at the end they talked on those instant chat thing and DH actually took screen shoots of their conversations. So they tried again to make DH pay for disconnection fee and it still didn’t work.
Grocery - $106.72
Transportation – Fuel -$40.50 and Train Pass - $137.76
DH had 2 lunches out – Total $35.00
Internet and Home Phone - $80.00
Tolls – Finally got the total amount for the tolls we used last month –$ 42.87
Not much happened this week really. The only thing worth reporting is we took a booth full of stuff to the Salvations Army. It was to get rid of more excess stuff.
Only spent money on grocery ($100.65), Gas ($84.74), Health Insurance ($280.78) and other spending were for $59.50 (we got invited to a friend’s place and bought some stuff for it).Grocery was a bit higher but we bought more meat.
A bit late on the weekend update. We just did the usual things - grocery shopping and eat out. We went to our favourite Vietnamese restaurant, it never disappoint. We also bought couple of pairs of weighted gloves, this should increase the intensity of our workout.
DH will be going on an interview from one of those jobs that he applied for couple of weeks ago. Initially he thought of declining it because it is in the other side of the city, probably over an hour away so it might not be worth it missing work for it. It is for a university, unfortunately it is not in the closer campus. The money will be a bit less than what he is getting now but it will be permanent full-time position. He thought it over and decide that he should go even just to get some practice on doing interviews again. He would just go to work really early and then take few hours off then go back in the afternoon.
This job sounds like a perfect fit for DH but the travel is a big issue. He might see if they allow working from home for couple times a week that would really help.
was another very expensive week. Both DH and I went to see the dentist last week. I will have to go back next month for some fillings. DH had to also see the doctor twice. Not to mention the car service was very expensive. The rest was spent on groceries, take-away and gas, and also some snacks. Apparently, the accommodation that we booked last week will not actually be paid until we go on our holiday so I will take that amount out. I guess if we decide not to go we won't have to pay, that's good.
We only got 1 NSD last week. Hopefully we will have a bit more than that this week and to start the week today was a NSD
I got a massive headache right now so I'm off to bed early.
We haven't had a NSD for over a week. Spent a bit of money last week. I bought some gifts, food, fuel, snacks and of course the tyre repair.
The other day we booked and paid for our accommodation for our up coming holiday. Not too bad i guess.
Most our major expenses are due at the beginning of the month. For the first week of this month we already spent $2,000 in total mainly because of the mortgage. Yesterday we also paid the Gas and Electricity bill and the credit card bill. Also did a big grocery shopping, and put some credit into my mobile phone. The rest was for little expenses like coffee, take away and bus pass. Oh and also my account was direct debited for my managed funds.
Today was a NSD, had 2 NSD so far for this month.
Well today I got up early and straight away clean the bedroom and put a load of washing in the washing machine, before I had my breakfast.
Yesterday was our end of financial year, so today I wanted to tidy up our finances. I called to get an online account for my managed fund, that took 5mins of waiting. I should get my access info in few days time. Also called my Super (retirement) fund to get access to my online account. I got log out because I forgot my password. That took about another 10mins of waiting. My account went down a bit. Can't wait for this market to turn around.
I'm in the process of calculationg our net worth for the end of the quarter. Had to get the end of yesterday's prices for our shares. I doesn't look good. So far it is not looking good at all. It is not finalise yet, I got to wait for my managed fund and also DH's retirement account. I have to wait for him to check it out.
Even though the numbers are not looking very good, I'm very satisfied at the work I've done today. I really got to keep on top of all these financial accounts we got. Calculating our Net worth every quarter sure keeps me motivated to check our accounts. I just got to get DH to keep up with his accounts too.
On another topic, last week's expenses was not too bad. We had 3 NSD which made it 11 NSD for the month (that's $55.00 towards the Laptop Fund - see My Pages).
The biggest expense was for textbooks, $200 worth. Home phone was also paid and I got train ticket.
I will put up my $20K Challenge later today.
Well it's Sunday 7pm here, so it is very safe to say that today is a NSD, This add up to 3 NSD for the week. Yesterday was a very spendy day. First we went out for a birthday lunch and then we went shopping for some items for the house that has been in our to do lists/ to get lists for a long time now. We were not as busy this weekend so we actually got some house work/repair done. We also got two pairs of work shoes for DH, he definitely needs new ones now. We decided to get two because they were really cheap. The store that we got them for was having a massive sales. The last thing we got yesterday was some groceries. We got some eggs, milk bread, vegies and oranges. All up it costs $9.75. Other expenses that we spend this week was for insurance, fuel, and $100 to my managed funds.
Last week was really busy again. The other night I finally got some down time and was able to try to check my blog, but for some reason I couldn't log on.
We managed to have 3 NSDs last week, I guess being busy can help cut on spending. We mainly spent money on Fuel, a month worth of Bus pass for me, Internet, my Health Insurance, some Clothing for DH and we also went out for dinner. We also spent money on Groceries, I stopped by at Aldi for milk but decided to stock up instead for the rest of the month. There is 0.65 cents left in the grocery budget, and probably still need to get some more milk for next week. Prices have definitely gone up here, even at Aldi's. The tuna that we used to get for 75 cents are now 89 cents. The can of whole tomatoes used to be 45cents have now gone up, lucky the can of diced tomatoes are still 45cents but I think they will go up soon too. So I stock up on those.
Did a lot of cleaning in the garden on the weekend. I pulled out the pumpkin, and while I was trying to pull it out I found 1 massive pumpkin hiding in the bush. It was a great suprise and already made some pumpkin soup and freshly made pasta with pumpkin. Still have plenty left over. My snowpeas are growing nicely and should be able to start harvesting in the next couple of weeks. The broccoli is starting to have flowerette (is that what's called?).
Anyway that was my week.