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Archive for September, 2018

WEEK 37

September 18th, 2018 at 10:32 pm



GROCERY – an even $42. It's more in line with we are aiming for.

I haven’t done much else but painting the grout. I finally finish it today. I was hoping to do it for a week but it has taken a week and a half.

The weather is warming up so I will be putting away the thick winter quilt for the lighter one. I will go to the laundry mat this weekend to get it wash. Our washing machine is too small for it. And then I can put it away for the next 6-7 months. I will also put away the electric blanket until next year.

WEEK 36

September 11th, 2018 at 03:31 am


GROCERY - $70.77, a bit over than what I wanted to spend but just when I thought I’ve finished my shopping, in the last shop I went to I found they were having good sales of chicken breast so I decided to get some. Bought a bit of household items this weekend (dishwashing powder, toothpaste, handwashing soap ,etc).

GIFTS = $47.75, for our niece’s first birthday. We had to send it via post we can’t go to the party this weekend.

CLOTHING = Bought DH couple of new business shirts, they were only $10 each. He got rid of 3 shirts. We are currently doing one in one out with our clothes. I also got a workout jacket to replace one I am about to throw out once the weather gets warmer. That was also $10.

EATING OUT – We went out for Vietnamese food and coffee and cake afterwards, $30.30

GARAGE SALES - $35.50 - mainly got a set of knives. DH and I have discussed of getting one last month, so when we saw it we got it. They still look fairly new. We also got a nice painting, a handmade pottery and some garden pots.

SEEDLINGS – Got some seedling, tomatoes and Thai chillies for $7.60

HOUSE REPAIRS – we went to the hardware store to get some paint for grout. Also got some other stuff I need to make some little fixes around the house. All up it cost $19.87. My current project for the week is to re-grout some areas and then paint all the grout in three areas (3 rooms). We already have some grout but it is hard to match the current grout so we decide to just paint the lot to match and to make it look fresh. So far it is looking so much better but it is a bit fiddly, it will most likely take me a week or so to do the three areas.

WEEK 35

September 4th, 2018 at 09:41 pm

We had a fairly reasonable weekend.

GROCERY - $56.44, $15 was spent on 1 kilo ground coffee (it was on sale, 50% off) and we also spent $10 worth of mixed nuts and fruits and a bag of pepitas (this should last at least a month). This is what we normally have for in our breakfast. DH makes our breakfast, he would soak rolled oats with homemade kefir, in it he would also put frozen berries and the mixed nuts & fruits. He would normally make enough for 2 to 3 meals. In the morning we would normally add slices of banana and whatever else fruit we have, normally strawberries, avocados, and whatever is in season.

BIRTHDAY – we went out for lunch on Saturday for a friends 40th, spent $90. I bought her gift last month.


That’s it.

August 2018

September 2nd, 2018 at 11:21 pm

Total for the month was $1,247.36. Not too bad and it was mainly because we did not have utility bill due (this is going to be different story in Sept) and there was no property rate again in August (but it is starting again in Sept, for 10 months and we just receive the statement, it is going up a bit). Some highlights on our spending:

GROCERY = Total for the month was $246.99, under $250 so I’m happy. I think we will try to keep our grocery spending at this level, so around $45-50 per week.

TRAIN FARE = Big one this month $245.04. DH bought a 4 week pass on the last day of Aug. DH decided to take a break from taking the early train in September so he and I can do our workouts in the morning together. So he won’t be getting discount (well… he is still get a bit for buying bulk rather than the daily pass) on his train fare in September but it is now all paid for the next 4 weeks.

ENTERTAINMENT = this was not too bad actually $175.18

ALLOWANCE = but this was not so good…$165.39. DH had to go to a lot of farewell lunches at work.

GIFTS = we had few gifts to buy for $213.00




~~~2018 GOALS~~~


Financials-

*Put as much money we possibly can into Investments (at least $45K).
Back in early to mid-July DH signed up to salary sacrificed more into his Superannuation (retirement) fund, which means he has been getting less take home pay but it should save around $3K a year in tax. So, we got less money to put into this goal but this should still get fully funded in around 2-3 months’ time.

*Save $4K for Holiday money.
N/A this month but we are thinking of going somewhere in November.

*Save $5K for future House Repairs/Future Remodel.
N/A


Other –

*Read 70 books. – For the month of August I challenged myself to finish 1 book a day and I actually managed to do it.

101. What Lies Between Us - Nayomi Munaweera (1 Aug)
102. Witness to a Trial: A short Story Prequel to The Whistler - John Grisham (2 Aug)
103. The Other Side of Happiness - Brock Bastian (3 Aug)
104. How you Learn is How you Live - David A. Kolb & Kay Paterson (4 Aug) - Audio
105. The Power of a Half Hour - Tommy Barnett (5 Aug) - Audio
106. The Whistler - John Grisham (6 Aug)
107. The Five Levels of Attachment (Toltec Wisdom for the Modern World) - don Miguel Ruiz Jr. (7 Aug)
108. Free Yourself from Debt - Paul Clitheroe (8 Aug)
109. Last Seen Alive - Claire Douglas (9 Aug) - Audio
110. The Breakfast Club for 40 Somethings - Vanessa Stoykov (9 Aug)
111. The Alchemist - Paulo Coelho (10 Aug)
112. Frugal Isn't Cheap - Clare K. Levison, CPA (11 Aug)
113. Life in the Refrigerator Door - Alice Kuipers (12 Aug)
114. Hangman - Jack Heath (13 Aug)
115. Living Thin - Antonia Magee (14 Aug)
116. Happiness - Matthieu Ricard (15 Aug) - Audio
117. Broke Millennial - Erin Lowry (16 Aug)
118. Chaos to Calm - Shannah Kennedy & Lyndall Mitchell (17 Aug) - Audio
119. The Money Motivator - Paul Hannah (18 Aug) - Audio
120. The Mood Elevator - Larry Senn (19 Aug) - Audio
121. To Kill a Mockingbird - Harper Lee (20 Aug)
122. Don't Sweat the Small Stuff... and it's all small stuff - Richard Carlson Ph.D. (21 Aug)
123. Hyper-Capitalism - Larry Gonick & Tim Kasser (22 Aug) - (Graphic book)
124. The Star Principle - Richard Koch (22 Aug) - Audio
125. The Money Motivator - Paul Hannah (23 Aug) - Audio
126. Civil Disobedience - Henry David Thoreau (24 Aug)
127. Skin in the Game - Nassim Nicholas Taleb (25 Aug)
128. Enchiridion - Epictetus (26 Aug)
129. Metamorphosis - Franz Kafka (27 Aug)
130. The Duel - Anton Chekhov (28 Aug)
131. Get to the Point - Joel Schwartzberg (29 Aug) - Audio
132. The Little Book of Big Happiness - Bernadette Fisers (30 Aug) - Audio
133. 12 Rules for Life: an antidote to chaos - Jordan B. Peterson (31 Aug)



*Learn Spanish.
Still been doing 15 on Doulingo and have been watching some YouTube videos in the last couple of weeks. I will focus more on this in September maybe spend 3-4 hours per day instead of just 20 mins.

*Workout 3/4 times a week.
DH and I are going to do a bit more extensive work out in September. It was okay this month but really nothing to write home about.

*Try new recipes every other week.
I tried a couple, one was a disaster.

*Blogging once per week.
Yes

*Continue Garden/Landscaping.
Did do anything but we got to harvest some Swiss chard, snow peas and coriander from our dismal winter vegetable garden.

*Wake-up early (before 7am)
Yes

*Continue Decluttering.
Didn’t do anything this month but I will do some spring cleaning soon.