This was a big month. Total for the month $3189.60.
Some of the reasons why this was an above average month:
Birthdays & Anniversary – We tend to go out a bit in October to celebrate our anniversary and DH’s birthday, so entertainment expenses tend to be higher on this month.
GIFTS – This was extra high this month. Last weekend I took 3 of my friends out for brunch as birthday presents. And I got some clothes and toys for my new niece to take with us when we go visit. Total under this category was $315.47
CLOTHES – When we went out to get baby clothes we also bought some clothes for us. I replaced a couple of jeans that I have thrown out both had broken zippers and bought a black skinny jeans and I also got a leather jacket, something I’ve been thinking of getting. For DH we got him a bunch of underwear and a business shirt. End up spending $197.99, we only got about $60 left in our yearly budget for clothing, it should be doable. Good news though is I cleaned out our wardrobe again and thrown out/ give away 2 more bags of clothing this month. We are getting there with decluttering.
PLANE Tickets – We finally bought our tickets for our travels to Tasmania to visit my brother’s new baby. That was for $436. (There is yet another change of plans which I will blog about next time).
CAR SERVICE & REPAIRS – Yesterday DH had to take the car again for service. Last week while cleaning the car DH noticed that one of the back doors wouldn’t lock and also few months ago there is a part in the booth that broke which needed replacement. Since these things need done and our car is actually due for service in few weeks he just got the whole thing done. So on top of that tyre that needed replacement earlier this month in total we spent $766.70 on the car repairs and services this month. Yikes!
Some highlights for the month on top of the above expenses:
GROCERY – End of the month total is $280.19, under by almost $20 *happy dance*. This week end grocery shopping was $44.95.
ELECTRIC BILL – The last quarter bill was $156.24, the biggest for the year. Next bill should be a lot lower since the days are getting longer and we should be getting sun shining on our solar panels.
INTERNET - Good thing about this month was our internet was free!
BOOKS - I challenged myself to read one book a day for 5 days at the start of the month. I did pretty well; although I must be honest and say that I kind of cheated since the first two books I already started a bit last month. Still I was pretty happy about it. Then the week after when I was sick I couldn’t read a thing. It would have been a good time to do some reading since I was in bed for most of it but I just couldn’t concentrate on what I was reading.
47 Making Money Made Simple - Noel Whittaker (2 Oct)
48 The 4-Hour Work Week - Timothy Ferris (3 Oct)
49 Cannery Row - John Steinbeck (4 Oct)
50 Seneca - Letters from a Stoic - Translated by Robin Campbell (5 Oct)
51 The Art of Free Travel (A Frugal Family Adventure) - Patrick Jones & Meg Ulman (6 Oct)
52 Ego is the Enemy - Ryan Holiday (16 Oct)
53 The Grapes of Wrath - John Steinbeck (22 Oct)
54 Nietzsche: A Complete Introduction - Dr Roy Jackson (25 Oct)
55 How to Become a Stoic - Massimo Pigliucci (29 Oct)
56 Stoicism and the Art of Happiness - Donald Robertson (31 Oct)
I forgot to note that I made it to my goal of reading 50 books this year. Sweet! I'm still gonna keep going and see how many I'll end up reading by the end of the year. I'm almost half way through reading the new Dan Brown book 'Origin' right now.
Archive for October, 2017
This was a big month. Total for the month $3189.60.
Grocery – for the week $123.36, we went to the market for some meat.
Brunch – Had brunch with some friends it was my treat as a birthday gift for 3 friends. Everyone enjoyed it and I didn’t have to go shopping for useless stuff. I paid $140.80 for everything.
Short and sweet for today, nothing much is happening here.
I was sick all week last week and still at the tail of this annoying cold. So in the last month I’ve had a head cold and was better for about a week then last week was even worst cold (I got it from DH) and it has taken a while to recover from it, almost 3 boxes of tissues later I can finally think again. The last couple of days has been a lot better but still have been coughing but hopefully it won’t come back again.
Groceries – First week spent $60.91 and on the weekend we spent $50.97, so we are doing well so far this month.
Zoo – Last Sunday (before I got sick, although I was starting to feel awful then) we took a friend for lunch and then to one of the zoo here in Melbourne, she is from overseas and only here for couple of months. We spent all up $115.12, we used our annual zoo passes but we paid for our friend.
Flat Tyre – Last Friday night DH was about to get pizza for dinner when he notice the car felt funny when he drive it out of the driveway, luckily he noticed it right away as was able to get back in the garage. Friday night pizza got cancelled. DH changed the flat into the spare the next morning and then took it to the nearest tyre place. Luckily the one that got a nail on it was one of the old tyres at the back that would have needed replacing soon. On March (was on my March 28th 2017 blog) when we got the car serviced they replaced the 2 front tyres and suggested that the back ones will be done in the next service. DH asked them about the other back tyre and they feel like it could last a bit longer still. So the one tyre replacement was $110.
Roadside Assistance – On the topic of our car, last night DH just paid our annual roadside service assistance it was for $99.75
Groupon – On Sunday even though I still wasn’t fine we went out for dinner for couple of hours, it was good to be out of the house though. We booked this thing a month or so ago so we didn’t want to cancel it. We had tapas and it was okay it was lacking something though it was a bit bland for my taste. Luckily, we got Groupon because if I had to pay full price it would have been very disappointing. $45 for dinner and drinks and also paid $10.08 for parking (8 cents for card processing, and there was no cash option).
I think that's all I got for now.
Overall expense for September was $1,665.60. That was not a bad month I was expecting it to a lot worse than that so I’m really happy about it.
Groceries – This was really the only thing that was bad but it was mainly that spending we made on the last two days of the month for the party on the 30th. The total on grocery spending for the month was $370.82, so we were over by $70.82, the biggest so far this year.
BBQ – We had people over for the barbeque. We watched the AFL grand final after our bbq lunch. We had 6 people over, we had a little bet ($1 per person), DH and I lost so we are $2 poorer, lol. Went overboard with food and because we have been eating out a bit the last few days we are still have some leftovers. After the game we played ‘Cards against Humanity’ that was fun and everyone stayed to have some leftovers for dinner.
Anniversary – The next day was our anniversary. We had lunch at Nobu and afterwards we went to the city library, DH wanted me to get a library card there. I only tend to go to the city few times a year these days but they have a bigger collections of books and especially e-books than our local library so I’m looking forward to be able to access that at least. I borrowed some books then we walked back to the casino where Nobu is and where we parked our car. We had time to kill before we need to go to the movies so we decided to play the Roulette, we played for about half an hour and in the end we walked away with $30 more than we started. At the movies, even though our movie tickets were free we still end up spending $18.10 on popcorn and drinks.
Overall Anniversary Spending:
Lunch - $104.55
Parking - $6.00
We shared coffee while gambling - $4.90
Snacks at the movies - $18.10
(minus) Winnings - $30.00
TOTAL = $103.55
Probably one of the cheapest anniversary celebrations we’ve had in recent years.
DH B’day – Last night we went out for dinner for DH’s birthday, it cost us $52.
41 The Pearl - John Steinbeck (4 Sep)
42 The Moon is Down - John Steinbeck (13 Sep)
43 Thinking Fast and Slow - Daniel Kahneman (15 Sep)
44 The Daily Stoic - Ryan Holiday & Stephen Hanselman (20 Sep)
45 The Fault in Our Stars - John Green (22 Sep)
46 The Obstacle is the Way - Ryan Holiday (25 Sep)
My other goals have kind of got neglected in Sept, I will try to do better in Oct. I did however eliminated more clothes from my wardrobe, I'll need to go through DH too soon then will need to take them to the Salvos. Workout has been slow getting back to my routine since I was sick.