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WEEK 49

December 11th, 2018 at 09:05 pm



I’m currently fixated with gardening, in particular trying to grow carrots. I’ve been spending too much time watching gardening videos on Youtube.

We are still doing the cementing thing in one of the garden bed, when it is done I will post a photo. We are trying to do one bag a day but sometimes when the weather is either too hot or raining we can’t. I tried to do it by myself but it was hard to try and get it done before the mix gets dry. We are so much in a hurry now that the rocks are back on its place. For few days we had to roll them off to the lawn area and that made the lawn yellow. They are still a bit yellow now but I’m hoping with some rain coming our way in the next few days it will be green again.

Grocery - We went to another market this one was the best so far. Overall, grocery spending for the week was $74.85.

Lunch out – We had lunch out to get together with friends to celebrate Christmas ($44.50).

WEEK 47

November 27th, 2018 at 09:35 pm


Grocery = $91.25, bought a bit of fish for the freezer, $23 worth. Also we went to some sort of a market on Sunday, it was supposed to be a farmer’s market but there weren’t many farmer’s there at all.
Wedding = Last week a relative of mine got married we gave a $200 cash gift.

Garage sales = high chair for $1, this will be for my little niece when they comes for Christmas. It is still very good the guy just wants to get rid of it because they are selling up. There was also another garage sale on the same street and I got a set of lamps for $15. I want to build a headboard and I think I can used these lamps for it.

Garden = On the way home from the market we saw a sign for horse poo for sale, we end up getting a $7.50 worth. It better value than getting from the store. The best thing I got from the market were seedlings, they were only $1 each. I end up spending $12.

Christmas stuff = Got some more random stuff for Christmas to put under the tree (that’s if we are getting a tree this year???)

Making Sauerkraut = I made sauerkraut, for the first time ever.

Lunch out with friend and her family = On Saturday DH and I had lunch with a friend and her family. For some reason they end up paying for lunch so we picked up the bill for coffees and cakes afterwards, $18.50.

Change Registration Plate for Camper Trailer = DH had to get the registration for the camper trailer transferred to our state. He ended up spending $96. This included some once off fee, it will eventually be $59 per year.

WEEK 46

November 19th, 2018 at 04:49 pm


Grocery = $55.91, a fairly regular shop. Got a good deal on broccoli, 4 heads for a dollar, it was great baked with cream and cheeses.

Clothing = bought a dress for a wedding that we are going to be attending this month, that was for $46.

Cleaned the Garage & Hired a Skip = we spent most of our weekend cleaning the garage and throwing out stuff we couldn’t get rid of during our annual hard rubbish collection. Mainly broken bricks, building materials and we also dug up rotten wood borders that held our front lawn. We have also started digging up our front lawn (or should I say front weeds). Since we cut down the massive palm tree in the front yard we can finally do more work there. The roots are still there and it would probably few years for it to compost so we will just work the design around it. So far I am happy how it is going. We put some soil that was under the lawn on top of it and I put in some seeds to see if it is any good at all. So far a couple sunflowers are growing and some radishes. I’m hoping radishes will help break up the soils a bit. I also put is some flowers (seeds), not much luck yet though.

Dinner Out = after all that hard work we had dinner our on Sunday. We had Vietnamese food for $36.50.

WEEK 42

October 23rd, 2018 at 01:06 am



We did a bit of gardening this weekend even though it rained a lot. Not much else really happened here.

Grocery = $57.10. This will be it for the month since we are going away.

Clothes = socks, tracksuit and leggings for $20.98

Sunscreen and eye drops = $15.45

WEEK 41

October 15th, 2018 at 07:50 pm



Grocery = $54.96, almost on budget.

Car Fuel = $70.50, this was a lot but it was almost empty and prices are really high at the moment.

Carpet Cleaner Hire = On Saturday we went and hire one of those carpet cleaner for 24 hours. We cleaned couple of rooms that has carpet, 3 couches, 4 rugs and the car. It cost us $73.85 including the cleaning liquids that was needed for the machine and a spray bottle of a spot cleaner. There are enough leftovers we can use for next time. The hire of the machine for 24 hours was only $43.60 ($5 was for the upholstery handle). This is our first time using and I was happy with the result, I want to regularly do this, maybe at least once a year. With the dog around it’s good to give these things some deep cleaning.


SALVO = we took a bag of stuff to the charity, then I got a couple of books and DH got a Wii game, total $10.

This morning DH dropped off the car to the mechanic, not sure how much it will cost yet.

WEEK 40

October 8th, 2018 at 05:44 pm

Week 40 already, 12 weeks to go for end of the year. Man that went fast.

Last week we celebrated our 12th anniversary and on the weekend DH’s birthday.

GROCERY – $76.13 bought some extra stuff for DH birthday get together.

Anniversary & Birthday – We went out for our anniversary spent $120. We had Italian. For DH’s birthday we spent $144.92 for gift, sweets, snacks and drinks. We had bbq, the weather was beautiful.

Laundry – We were meant to get our winter quilt washed a couple of weeks ago but it got push back, we finally did it on Sunday. It cost us $9. And also got a latte to share while waiting for the washing, it cost $4.80.

Added: I forgot to mentioned that I got a hair cut on the weekend - $20.

WEEK 39

September 30th, 2018 at 10:04 pm



GROCERY – $43.07 – it could have been less but we bought some snacks to have for the football grand final game, our team was in the grand final but unfortunately we lost (maybe next year). But we had fun eating chips, dips and cheese and drinking beer while watching it.

GARDENING/LANDSCAPING – Spent $109.21 on stuff for the garden, it is best time to start working in the garden again. I also bought some more seedlings and seeds.

FABRIC – Also got some fabric to cover the couch, $60 (9 meters long).

Eating Out – Still been loving the Vietnamese food too much and being out an about we have been getting some food on the run - $49.30. We can’t seem to stop.

WEEK 38

September 25th, 2018 at 10:32 pm



GROCERY – $65.07, we went to this butcher shop we haven’t been to for 3 months or so. We end up getting more than we intend to.

GIFT - $110 for a friend’s 40th.

LUNCH & GOLD CLASS MOVIE - $88.50, also for the friend’s 40th birthday.

It was a bit of spending on the weekend but it was good to be out with friends.

WEEK 36

September 11th, 2018 at 03:31 am


GROCERY - $70.77, a bit over than what I wanted to spend but just when I thought I’ve finished my shopping, in the last shop I went to I found they were having good sales of chicken breast so I decided to get some. Bought a bit of household items this weekend (dishwashing powder, toothpaste, handwashing soap ,etc).

GIFTS = $47.75, for our niece’s first birthday. We had to send it via post we can’t go to the party this weekend.

CLOTHING = Bought DH couple of new business shirts, they were only $10 each. He got rid of 3 shirts. We are currently doing one in one out with our clothes. I also got a workout jacket to replace one I am about to throw out once the weather gets warmer. That was also $10.

EATING OUT – We went out for Vietnamese food and coffee and cake afterwards, $30.30

GARAGE SALES - $35.50 - mainly got a set of knives. DH and I have discussed of getting one last month, so when we saw it we got it. They still look fairly new. We also got a nice painting, a handmade pottery and some garden pots.

SEEDLINGS – Got some seedling, tomatoes and Thai chillies for $7.60

HOUSE REPAIRS – we went to the hardware store to get some paint for grout. Also got some other stuff I need to make some little fixes around the house. All up it cost $19.87. My current project for the week is to re-grout some areas and then paint all the grout in three areas (3 rooms). We already have some grout but it is hard to match the current grout so we decide to just paint the lot to match and to make it look fresh. So far it is looking so much better but it is a bit fiddly, it will most likely take me a week or so to do the three areas.

WEEK 35

September 4th, 2018 at 09:41 pm

We had a fairly reasonable weekend.

GROCERY - $56.44, $15 was spent on 1 kilo ground coffee (it was on sale, 50% off) and we also spent $10 worth of mixed nuts and fruits and a bag of pepitas (this should last at least a month). This is what we normally have for in our breakfast. DH makes our breakfast, he would soak rolled oats with homemade kefir, in it he would also put frozen berries and the mixed nuts & fruits. He would normally make enough for 2 to 3 meals. In the morning we would normally add slices of banana and whatever else fruit we have, normally strawberries, avocados, and whatever is in season.

BIRTHDAY – we went out for lunch on Saturday for a friends 40th, spent $90. I bought her gift last month.


That’s it.

WEEK 34

August 28th, 2018 at 04:30 pm



The weather was very nice so we went to the park on the weekend.

Grocery - $54.56

Fuel - $57.76

Gifts - $103.00 (for 2 birthdays next weekend)

Short and sweet since I will be posting the end of the month summary in a couple of days.

WEEK 33

August 21st, 2018 at 09:31 pm



Grocery - $64.98, we got a bit of meat on the weekend. We are at $192 spending for the month and I am hoping to keep this under $240-50 this month. I think it is doable.

Lunch Out - $22, the weather was terrible on the weekend and I really wanted some Pho soup.

Garden – $31.00, we got some soil for this native plant that I want to re-pot to a bigger pot also got a couple solar lights for the garden.

Gifts – $110, we had to get a couple of gifts for a friend’s new baby and mother in-law’s birthday.


WEEK 32

August 15th, 2018 at 12:12 am



Grocery - $32.45, we only needed some stuff.


Second-hand Store – We checked out this store near this Aldi we went to on the week (not our normal Aldi), they were selling CD’s for $1 and I found a little Spanish/English dictionary for $2 and another book. We end up spending $14 there.

It was a quiet weekend.

WEEK 31

August 6th, 2018 at 07:50 pm



Grocery - an even $95.00. This is what happens when I don’t put a limit on spending, end up spending twice as much than necessary. About $40 was spent on some unusual stuff, things that we rarely get. The main thing was the sashimi grade salmon, tuna and king fish. We made some of them into sushi and the rest just ate it as sashimi.


Train Fare - $50


Eating out - we went to the shopping centre to mainly get out if the house. Had lunch and had our monthly ‘meeting’ while having coffee and cheese cake. Total $34.95.

WEEK 29

July 24th, 2018 at 02:15 pm



Grocery = $68.62 – got 20 kilo of rice for $33.00
$43.58 left in this month’s grocery budget.

Items we got:
- 20 kilo sack of Rice – this normally last around 25 weeks.
- 3 litres Milk
- 1 doz Eggs
- 1.8 kilo of Pork Shoulder (it was $5.95 per kilo, on sale)
- 500g of Butter
- 200g of Bacon
- A bottle of Passata
- 105g can of Salmon
- 500g of Spiral Pasta
- 50g of Recipe Base
- 400g Turkish Bread
- Dried Noodles
- 500g Zucchini
- 8 Bananas
- ¼ Japanese Pumpkin

Gas for BBQ – DH got a new tank of gas for our bbq that was $23.90

AFL (Australian Football League) – our game was again on cable TV so we thought we couldn’t watch it live again. We didn’t go out to the pub again instead we found out that we can watch it online for as little as $5 per week (cancel anytime) and it had 2 weeks for free. So we signed up for a week, cheaper than a pint of beer at the pub. For the whole season the fee is $99, maybe we will sign up next year.

WEEK 28

July 16th, 2018 at 04:43 pm

Grocery = $32.55, under budget.

Items we got:
- 3 litres Milk
- 2 doz Eggs
- 2 litres White Vinegar (mainly use for cleaning)
- Frozen Puff Pastry
- 1 Whole Chicken
- 1 bottle of Passata
- 1 can of Whole Tomatoes
- 1 can of Cannellini
- 500g of Spaghetti Pasta
- 1 pack of Custard Biscuit
- 1 box of Tissue
- 1 bottle of Tomato Sauce
- 1 Loaf of Bread
- 1 Fillet of Fish
- 1 tube of Toothpaste
- 1 Sweet Potato
- 4 Mandarins
- 3 Onions
- 1 Garlic
- 1 bag of Carrots (on sale for $1)
- ¼ Pumpkin
- 2 Tomatoes



Annual Hard Rubbish Collection – This week our council is picking up rubbish that they don’t normally collect weekly. So we spent few hours Saturday afternoon going through some stuff in the garage that we’ve keep in there for storage. We ended up taking a car boot full of stuff to charity shop and some we put at the front. We throw out an old lawn mower, a chair that has been gather dust, some old appliances that no longer work, some kitchen stuff (old pot, chopping boards, etc) and the big fish tank that leaked last year that DH couldn’t fixed. Slowly but surely we are decluttering, I try to throw few items out every single day.

Date – It feels like it has been forever since we went out on a proper date. And as some kind of reward with our hard work on Saturday we went out for lunch on Sunday and made a nice outing for the whole Sunday afternoon. It was expensive but no regrets, we sent just under $200. Another reason for going out was to be able to watch our team football game play on tv. The game was only shown on cable tv, which we don’t have. So we went to a Texan smoked bbq restaurant where they show sports games. DH work very closed to this place so he has been here last year for work lunch and has mentioned about taking me to this place one day. We spent the first half of the game there and then we moved on to the gaming room in the casino (this whole place is in a casino complex) where they have a sport bar where we drunk some beers and watched the second half of the game. We lost Frown. Then we played the roulette (also lost), spent a bit of time there making sure DH is not over the limit to drive, then we went home. We had so much food for lunch that we decided not to have a proper dinner, just a bit of soup.



GAS for the Car - DH filled up, $40.70. We haven't been driving so haven't had to fill up for the last 6-7 weeks.

WEEK 27

July 9th, 2018 at 06:04 pm


Grocery = $35.25, right on target.

Items we got:
- 4 litres Milk
- 1 doz Eggs
- 2 bags of Rolled Oats
- 600ml Cream
- 500g Frozen Raspberries
- 1 can of Sliced Pineapple
- 105g can of Pink Salmon
- 95g can of Tuna
- Loaf of Bread
- 1 Continental Cucumber
- 9 Bananas
- 600g Pork Leg Chop
- 2 Fish (Leather Jackets)
- 2 bags a assorted vegetables - it had 8 Brussel Sprouts, 3 different coloured Capsicums, a baby eggplant, broccoli and 5 tomatoes

This is probably my first time buying brussel sprouts, we’ve had those couple times before in restaurants and hated it. But on the weekend I thought I should give it another try. I cut them in half and roasted them with a lot of butter. It was actually yummy.

I also roasted some of the tomatoes and capsicums, while I had the Brussel sprouts on and made soup out of it, nice to have soup on these cold winter days. I know there’s a heat wave in the US at the moment but believe me the weather we had here on the weekend was horrible also, very strong wind. Apart from going grocery shopping we didn’t go anywhere. We stayed in bed for most of it with our electric blanket, reading our books and watching Netflix, I’m obsess with those FBI files and real detective shows at the moment.

WEEK 26

June 30th, 2018 at 01:25 am

I've decided to post this earlier than usual, but it is already 6pm on Saturday 30th of June here. I want to move on to my end of the month post in couple of days.

Grocery = $33.00 even, which is around $25 US dollars.

What we got (I’ve decided to include the prices for this week – Aust dollars of course):
- 3 litres Milk ($2.99)
- 1 Whole Chicken ($5.25) – noticed that I have been buying this for few weeks now because Aldi have reduced the price down to $3 a kilo.
- 1 doz Eggs ($2.79)
- 1 kg Plain Flour ($0.75)
- a loaf of Bread ($0.99)
- a bag of Rolled Oats ($1.19)
- 7 Bananas ($2.34)
- 250g of Strawberries ($1.99)
- 3 Carrots ($0.76)
- A handful of Mixed Salad Leaves ($0.67)
- 1 Red Capsicum ($0.90)
- 1 packet of Custard Biscuit ($0.69)
- 4kg of Laundry Powder ($3.69)
- 24 rolls of 3ply Toilet Tissue ($8.00)

Apart from chickens we haven’t really been buying much meat this month. We have been slowly getting through what we have in the freezer. We don’t really eat that much meat these days so we still have a good amount of meat in the freezer.
DH and I just been discussing this challenge, we both agree to continue in July. The same deal $180 grocery budget for the month. We will actually have more money to spend per week than this month because July only got 4 Saturday whereas June had 5 ($45 p/w instead of $36 p/w). But I am anticipating that we will need to buy another sack of rice (20kg) in July. Last time it cost $31 that was back in Feb, it wouldn’t be a surprise if the prices have gone up for few dollars. So, for the next couple of weeks I’m going to continue spending only $35 per week and then on the 3rd week of July get the sack of rice.

Cons about this challenge:
- Must plan, can’t just go to the shop without a list (I already do this about 90% of the time so it was not such a hassle for me).
- No room for snacks, expensive items and impulse buying.
- Can’t indulge – have to buy no-name brand and no-frills items to stretch the money (although this really did not bother us since we already do this anyway for most of the things we buy)
- Can’t take advantage of bulk sales because if you do that’s all you are able to get and will have to eat a lot of it for the week (this was probably the hardest thing to do for me).

Pros about this challenge:
- Well saving money is on the top of the list.
- Healthier because we are not eating snacks and process food (although we were not big on these stuff to start with). We mostly bought items that are considered ‘ingredients’.
- It cuts down on the waste and I love it. Probably not buying bulked items helped on cutting waste. And have made me used up items we already have that needs to be eaten now.
- It made me more creative in cooking and motived me to try out new things.
- It cut down on the shopping time because our shopping list was considerably shorter.


Door Stopper - replaced one for $1.50

Lunch - DH forgot his lunch yesterday of roast pork and vegetables in the fridge. He was really looking forward to it too. But sometimes these things happens. He end up getting a co-worker to buy him a burger and chips since he was too busy to go get one himself. I guess that's why he forgot his lunch he got too many things in his mind, they got few major project going on and so he is just too busy. Anyway, the burger and chips were $15.

WEEK 25

June 27th, 2018 at 02:50 am



Grocery = $30.96. We did well.

What we got:
- 5 litres Milk
- 1 Whole Chicken
- 2 doz Eggs
- 1 box of Corn Flour
- 1 bottle of Passata
- 4 Hamburger Rolls
- 0.12kg of Mixed Nuts and Dried Fruit
- 1 Avocado
- 2 small Lettuce (was on sale - $1.50)
- 1 bag (10) Tomatoes (was on sale $1.50) – A couple were bruised and had to be thrown out but it was still a very good deal.
- 1.5kg of Potatoes – This was only $1 because it was on sale
- 2 Brown Onions
- 0.265kg Broccoli
- 0.045kg Ginger
- Deli Ham

New Shoes – DH’s work shoes are on its last legs, so went shopping on the weekend. There were some good sales happening because it is our end of financial year at the end of the month. There was also ‘buy the second pair for half price’ – so I end up getting a pair of boots. For both we paid $84.92.

Lunch Out – While out shopping we went out for lunch ($20.60) and also got coffee and cheese cake ($13.95) after buying the shoes.

WEEK 24

June 17th, 2018 at 08:47 pm


Grocery = $41.55. Over $5 than what I wanted to spend but I got a bit this week.
What we got:
- 5 litres Milk
- 1 Whole Chicken
- 1 can Whole Tomato
- 500g Penne Pasta
- 1 box of Tissues
- 1 pack of Biscuit ( I like to have 1 or 2 with my afternoon coffee)
- 1 pack of 6 Burger Buns
- 0.48kg of Beef (2 x Porterhouse cut)
- ½ Cauliflower
- 1 can of Coconut Cream
- small container of grated Parmesan Cheese
- 0.9kg of Potatoes
- 0.68kg of Sweet Potatoes (these are so cheap at the moment so I got more)
- 0.44kg Pumpkin
- 5 Carrots (0.7kg)
- 7 Bananas
- A handful of Mixed Salads
- 3 Green Capsicums (0.4kg)
- 2 Tomatoes (these are not in season so they are expensive are terrible at the moment)
- 1 Red Onion
- 1 Pink Himalayan Salt Grinder (was on sale and running out soon)
- 3 small bags of Spices (I got Garam Masala, Oregano and Cinnamon Sticks – they were on sale, 3 for $2.50)
The last two items were what took us over the budget, they were not on the list but I have run out of garam masala and cinnamon sticks and almost running out of dried oregano. I should also note that I had cucumber and avocado on the list but didn’t get them. Cucumbers are crazy expensive at the moment and the avocado looked awful, both were not worth getting.

Water Bill – $207.07 for the quarter, this is about average amount for us at the moment.

Electric Bill – Our new charges for the quarter was $58.43 but since we accumulated $94.72 credit in the last bill so now we are left with $36.29 credit. I guess cutting down spent watching TV help cut down our electric bill further.

Exercise Leg Bands – Mine broke 2 weeks ago, DH got some online for $13 for 6 in the pack (different resistance).

WEEK 23

June 12th, 2018 at 03:07 am


Grocery = $35.30
What we got:
- 4 litres Milk
- 500g Frozen Blueberries
- 1 Whole Chicken
- 1 kg of SR Flour
- 375ml of Cream Cleanser (cleaning cream)
- 1 big Turkish Pide/Bread
- 1 Loaf of Bread
- 2 doz of Eggs
- 3 Onions
- 1 Bulb of Garlic
- 0.125kg of Ginger
- 0.87kg of Pumpkin
- 2 Pears
- 1.08kg of Sweet Potatoes
- 0.16kg of Spinach
- 1 big Eggplant
- 1 litre of Soy Sauce - this was the only thing that I didn't have in the list but I had some money leftover and we will soon be running out.

Doggie Poo Bag – DH order another batch of doggie poo bag, they are compostable made from corn, $84. It should last us a year and a half.

WEEK 22

June 4th, 2018 at 09:35 pm

Grocery = $36.60
I was actually hoping to only spend $35 and it would have been but Aldi forgot to put the right price for the corned beef (beef silverside) that we got. It was supposed to be $7.14 because of it was on sale from $8.92 ($1.78 difference). This happened because I left DH to pay of the grocery while I went to the grocer shop few doors down. DH just didn’t look at the receipt after. Unfortunately, I only realised the wrong charge when we were already home and it was not worth going back. Oh well life happens and now I get to blog about it.

We at least got everything that was in my shopping list. So this is what we got:
- About 1 kg of Corned Beef – this was the only thing that was not on the list but because it was ‘on sale’ was the only reason we got it. It will not go to waste at least.
- 1 kg block of Cheese
- 3 litres of Milk
- 1 whole Chicken
- 500g of Frozen mixed berries
- 1 Avocado
- 250g Cherry Tomatoes
- 1 small bottle of Mustard – so last week while cleaning the fridge I accidently dropped the mustard bottle, it was still half full.
- 2 Apples
- 1 bunch of Asparagus
- 1 Pomegranate
- 200g Mushrooms

Netflix – We decided to put on Netflix again.

WEEK 20

May 21st, 2018 at 11:02 pm



Grocery – $44.10
Plumber – Was less than anticipated, paid $250.
Friend’s Birthday – Gift was $100
Fuel - $32.80

Not much else to report really.

WEEK 19

May 15th, 2018 at 09:17 pm


Back to our normal life.

Grocery – we did a big shop which end up totalling to $112.74

Mother’s Day – Spent $114 on gifts

Plumbing Issues – We got a blocked sewage pipe, the plumber should be coming to unblock it tomorrow. I’m anticipating it will cost around $300.

WEEK 16

April 24th, 2018 at 12:23 am


This was an expensive week, there were few things we had to spend money on and last week was my birthday so we went out for dinner, it was low key celebration.

Groceries – spent a total of $76.70

Birthday Dinner – We went to a nice Italian restaurant that we haven’t been to for over 2 years, one of our favourite. We spent $115.50, I ate way too much that I skipped breakfast and lunch the next day. They were big servings we are not used with those these days normally, most restaurants hardly have anything on the plate. I received few more gift cards.

Clothes & Bed Sheets – We had to throw away most of our thermal under garment so bought new ones because winter is coming. That was $48.95. While there we found a nice Flannelette Bed Sheets sets for $29.99. I love those for winter.

New Convection Oven – We had to get a new one because the other one died half-way to using it - that was only $45.

Paint – DH built a screen wall outside, it will help to hide the clothes line. Most of the materials he used were reclaimed wood except for a couple posts. It will need painting, bought some for $53.70. It will have a lot of left overs that I can used in the future.

Internet – Just like our health insurance we have an option of free paying. We can pay a year in advance and get 2 months for free, a saving of $130. DH paid $780 for the year.

Car rental Deposit – We are visiting my brother and family again. We decided we will need transportation so we can visit other towns. Last night DH paid the deposit of $107.08.

I think that’s it for now.

WEEK 15

April 16th, 2018 at 12:47 am



The weather was terrible on the weekend so we didn’t do much.

Groceries – spent a total of $79.71

Lunch out – On Sat we caught up with a friend for lunch we had Paella and beers, spent $37.50.

Garden Supplies – Got some supplies, $40.70.


WEEK 11

March 18th, 2018 at 03:19 pm


Had to spend a bit of money this week…

Groceries – we don’t need much this week, spent $36.35

Car – DH took the car to get the air conditioning re-gassed, unfortunately the filter need to also be replaced because it was blocked. All up it cost $200.20

Private Health Insurance – This one is a biggie. We got an email asking us if we wanted to prepay our health insurance for a year. Prepaying would mean we can pay using the current price instead of the new rate that will increase starting next month. It will increase by around 7-8%, I believe, which is $11.80 increase per month. It cost $1,958.76 with a total saving of $141.84. It doesn’t seem much but it still a saving. This is another example of where having savings helps you save money by taking advantage (opportunity costs) of these types of opportunities.

Electric Bill – (yet another example of taking advantage of an opportunity cost), by having a solar panels we now have so much lower electric bill. Although it cost us some money (over $2K) to get it installed it has now paid dividend. Last bill was $17.10 CREDIT and this current bill was $77.62 CREDIT, I love summer! Anyway we now have a total credit of $94.72 that will hopefully offset some, if not most of next bill. It is a paradox whereby only the “rich” can afford to buy cheap (not that I’m saying I’m rich or anything like that!) but every bit helps.

Portable Speaker – Using a gift card (another one we got as a gift for Christmas) DH bought one of those portable speaker. DH wanted to get one to mainly use in the car for when he wants to listen to podcasts and music. It sounds so much better than just using the phone speaker or our 18 year old car’s speaker and no need for cable with Bluetooth connection. We went to the store looking to buy one he looked at online but he saw another one, the same brand, which was just a little bit better in terms of hours play. He looked it up online store for this store to see how much they were selling it for; online it was $20 less so he asked the lady at the counter if could get it for the price online, it was no problem. It saved him the hassled of buying it online. So he paid $59, which leaves us with $41 left in the gift card.

WEEK 10

March 12th, 2018 at 06:32 pm


We had a 3-day week-end here. We mainly just relaxed, did a couple of hours of tinkering outside in the garden and we went to the zoo for few hours on Sunday. We were going to do a good clean out of the garage but I think we are going to try and do that next month instead, after Easter holidays. We were going to hire a skip bin, they are around $250-$300 (the one we normally hire, they drop off the empty bin, we fill it up and they pick it up) but I think we are going to try and take the rubbish to the tip ourselves and hire a trailer instead, they are around $30-50 to hire for 4 hours (depending on size) and the tip pay is around $60-80 per trailer load. We probably got about 2 to 3 trailer load. Most of the rubbish is broken bricks, soils and building materials which would require extra pay if we hire that skip bin.

We did a little bit of spending this weekend.

Groceries – was $113.47. We stocked up on some dental products; toothpaste, mouthwash, toothbrushes and floss. Also got some snack for a trip we are going on later this month.

Clothes – There was a sale and I kind of did some new underwear so spent $33.92

Gifts – Got a gift for $25.97

Zoo – Zoo spending was minimal since we already got the annual passes which are expiring next month. Only spent on $2 parking and $5 on a pricey latte, DH and I shared even though the large was very small.

Netflix – Cancelled Netflix again since I probably won’t be watching it much for the next month or so. I will probably put it on again in June; a lot of new shows/seasons will be release then.

WEEK 9

March 5th, 2018 at 08:47 pm


The spending have slowed down – could only be a good thing.

Grocery – was a tad high went to the butcher place where I been going to once a month for the last 4 months. Total for the week was $92.20

Train Pass – DH topped up his train pass, he put in $50. DH has been doing so well this year I think he has saved around $100 already by getting to work early. He has been taking advantage of Early Bird Train Travel. Here your journey is free if you get to your destination before 7.15am. He has done this except on 2 occasions.

Garden – Bought some bags sands for paving worth $31.16

Salvo – we took some stuff to the Salvation Army, while there I bought 3 books worth $6.75 (funny I got rid of 4 books but gain 3 back). This money came out from my birthday money from last year I still got over $50 left I haven’t spent. I barely spent my allocated allowance money these days, I’ll probably buy a new laptop next year.

WEEK 6 – A little bit spendy

February 13th, 2018 at 02:26 pm


Spending for the weekend was just over $300, whenever it is above $300 I tend to consider it to be high. We went a bit crazy on buying some stuff for the garden.

Grocery - $90.36, this could have been lower but Valentine’s Day this weekend so I got some fancy cut of meat.

Beauty products – don’t buy these often but I spent $21.95

Eat-out – We were out and about for most of the weekend so we eat out couple of times, all up $27.10

Garden Items – Got bunch of stuff including those pebbles that I wanted to get for the rock garden, the 15kg bags were actually $11.95 so I got 2 bags which was more than enough. I think I mentioned in my previous blog that I was going to get 1.5kg, well there are hardly any rocks in 1.5kg bag. The 15 kg was way cheaper. Then since we were at the nursery we end up getting bunch of other stuff that was not necessary but I wanted and I actually had in my list of things to get there. After all of that we end up spending $128.63. That place is a dangerous place for me.

Clothing – Was not planning to go clothes shopping but we were near this store that we got gift cards for. The gift cards we got from Christmas. They were having 40% off on some items that was already discounted so we had a look and end up getting 3 things. One was an ultra-light puffer jacket for DH, they are great for when we go travelling and I got 2 things, 1 The North Face a long sleeved shirt and another thick zipped up shirt. I’ve recently got rid of 2 hoodie shirts so these are replacements. We used up one of the $100 gift card and we still got another left but we didn’t know what else to get.


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