at DH's pay or should I say the agency that deals with DH's pay.

DH came home yesterday and said that he got his payslip and that he also got another email from them with a list of dates of his pay period for the rest of the year. Well it seems like he will be back to the 4 week schedule again. I just don't understand why they did that pay 2 weeks ago. It is really stuffing up my budget for this month. His next schedule pay won't be until early next month. So now we are short this month in terms of income versus expenses. This is the worst month to do it to since it is the most expensive month because of annual bills being due.

The worst thing is because of the holidays, which Dh doesn't gets paid means he only got paid 8 days worth instead of 10 days. We have to try to live off 8 days worth of pay for a month, impossible! Specially with the extra high bill month we will be short about $1100, if we try our hardest to be extra tight this month.

Cash wise we will be okay. Thank goodness we don't live paycheck to paycheck. Knowing that DH pay differ almost every month I've always made sure that we have enough cash in various accounts to cover the next months CC bills and mortgage. Also, and I cannot believe I am even saying this, I'm kind of glad that we got that hole in our tyre 2 weeks ago because it made us stay home during the boxing day sales. I had planned to go out that day to buy DH new business shirts and beddings and would no doubt some other unnecessary stuff. All those things can wait for few months.

Because we mainly paid cash for christmas spending our CC bills this month has been ultra low. I just paid one the other day for just over $1,100 and the Amex is not due until next week and that is just a little over $500, and that is for the this month. The only other bill that needs cash right not is the mortgage and that is due aroun 3-5th of the month. DH next pay should be on the 3rd but just in case I will make sure we have enough cash for from this pay. All other bill we should be able to use CC for it and maybe just a bit of cash for groceries and allowance money.

My plan of paying extra on mortgage this month is now impossible. Everytime I mention here that I plan to pay extra on the mortgage something always happen that prevents it. lol