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2009 Goals

December 21st, 2008 at 09:33 am

Our goals for next year are just a continuation to this year's goals:

1. Save $1,000 p/m into Saving/Investment.
I'm hoping to continue saving a thousand dollars a month, as we have been doing for the last 3 months.

2. Add $5,000 into the Household Fund (from Jan to May).
I want to fund the Household first because that is one that's been drained the other day with the recent repair work.

3. Add $3,000 into the EF (May - Aug).
I'm hoping (& should be able) to add some money into the EF at the end of this month which would increase it to $5,000. Adding another $3K will put us up to almost 5 months worth of living expenses without mortgage. Our ultimate goal is to have 12 months worth ($20K).

4. Add $4,000 into the Car Fund (Aug - Nov).
We will have $2,000 in the Car at the end of this year. I am hoping to put in another $3K next year to this total. The extra $1K next year is for car service/repair.

5. Put $1,000 into 2010 Christmas/Anniversary Fund in Dec.
We should be able to fund next year's Christmas expenses by the end of this month, thanks to DH's tax refund (the check is already coming our way). Our fund this year for xmas was $850, I'm going to make it an even $1K to include for our anniversary celebration.

6. Any extra (up to $1,000) put into Holiday Fund (as a reward!).

I really like funding one item at the time, I guess having some money into each fund already make it easier to do it this way. I've already set up a time line on when I expect to fund each item. It is based on what I expect we would be able to save each month. These savings are only base of our fixed income & income that I know is for sure, any extra will obviously speed up the timeframe (I'm obviously hoping for this to happenSmile).


---what's with these weird characters---

5 Responses to “2009 Goals”

  1. NJDebbie Says:

    Shiela,
    You may have to go to your control panel in your desktop and change the language (found in the clock, language and region category). I had to this when we got my son's laptop. We had the British English as our default language and Dell helped us change this. Make sure you restart your computer after changing the language to make US English your default. I hope that helps. By the way great goals! May you have a prosperous 2009!

  2. creditcardfree Says:

    Great goals!!

  3. Ms. Pearl Says:

    You sound like you have a great start already.

  4. shiela Says:

    Thanks all.

    I asked DH about those weird characters, he said it's because I wrote it on Word and just paste it on, which apparently it does not recognise some characters. So I fixed it now. There you go I learnt something new today.

    NJDebbie, I always thought my comp had the US English. I will get DH to check this out tonight. Thanks again.

  5. Nika Says:

    Great financial goals!

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