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Home > 2009 $20K challenge or should I say $19K challenge

2009 $20K challenge or should I say $19K challenge

December 22nd, 2008 at 04:14 am

But this is not finalise yet. Right now this is what our challenge for next year look like. Deep down I really think it is doable, I think it is realistic enough.


*Amount increasing next year.

I will finalise this at the start of next month. DH right now is actually in the middle of finding out whether we can lower some of our fix expenses (mainly insurances). He is currently doing the research and ringing up. Every cent counts right?

Posted in 2009 Challenge | 8 Comments »

8 Responses to “2009 $20K challenge or should I say $19K challenge ”

  1. homebody Says:
    December 22nd, 2008 at 05:11 am 1229922713
    1229922713

    So is your challenge excluding your house payment? I don't see it.

  2. shiela Says:
    December 22nd, 2008 at 05:45 am 1229924746
    1229924746

    Yeah that's right. We are paying about $1,000 p/m on mortagage interest at the moment.

  3. Petunia Says:
    December 22nd, 2008 at 01:13 pm 1229951604
    1229951604

    You've done so well this year. . . I'm confident you'll be able to achieve this goal next year. And yes, every cent counts.

  4. creditcardfree Says:
    December 22nd, 2008 at 02:03 pm 1229954636
    1229954636

    I'm in awe! You have so many items increasing yet you are reducing your challenge by $1000. I see your allowances are going down significantly, too. I'm sure you'll meet the goal!

  5. Amber Says:
    December 22nd, 2008 at 02:10 pm 1229955049
    1229955049

    I agree with petunia, I am pretty sure you will meet your goal

  6. homebody Says:
    December 23rd, 2008 at 01:23 am 1229995423
    1229995423

    Thanks for the response. Okay what are rates?

  7. shiela Says:
    December 23rd, 2008 at 03:08 am 1230001693
    1230001693

    Rates is probably what you would call property rates or property tax.

  8. homebody Says:
    December 24th, 2008 at 01:06 am 1230080772
    1230080772

    I just find it interesting that so many of your categories are very similar to mine. I sure would like to do something like this for next year.

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