About Me

Shiela

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2009 GOALS:

1.Save $1K p/m into Saving/Invest
TTD = $10,000 (83%)

2.Add $5K into the Household Fund (Jan-May).
TTD = $5,000 (100%)DONE Apr

3.Add $3K into the EF (May-Aug).
TTD = $3,000 (100%)DONE May

4.Add $4K into the Car Fund (Aug-Nov).
TTD = $4,000 (100%)DONE June

5.Put $1K into 2010 Xmas/Ann Fund in Dec.

6.Any extra (up to $1K) put into Holiday Fund (as a reward!).
TTD = $1410

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TO DO:

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$19K Challenge($1,583p/m):
Start: $19,000
OCT Exp: $1,334.06
TOTAL Exp:$15,408.38 (TD)
BALANCE: $3,591.62(19%)
Updated: 2 Nov
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NSD = 100 (Goal=100+)
TakeOut = 24
Coffee = 9
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2009 $20K challenge or should I say $19K challenge

December 21st, 2008 at 08:14 pm

But this is not finalise yet. Right now this is what our challenge for next year look like. Deep down I really think it is doable, I think it is realistic enough.

*Amount increasing next year.

I will finalise this at the start of next month. DH right now is actually in the middle of finding out whether we can lower some of our fix expenses (mainly insurances). He is currently doing the research and ringing up. Every cent counts right?

Posted in 2009 Challenge | 8 Comments »

8 Responses to “2009 $20K challenge or should I say $19K challenge ”

homebody Says:
December 21st, 2008 at 09:11 pm

So is your challenge excluding your house payment? I don't see it.
shiela Says:
December 21st, 2008 at 09:45 pm

Yeah that's right. We are paying about $1,000 p/m on mortagage interest at the moment.
Petunia Says:
December 22nd, 2008 at 05:13 am

You've done so well this year. . . I'm confident you'll be able to achieve this goal next year. And yes, every cent counts.
creditcardfree Says:
December 22nd, 2008 at 06:03 am

I'm in awe! You have so many items increasing yet you are reducing your challenge by $1000. I see your allowances are going down significantly, too. I'm sure you'll meet the goal!
Amber Says:
December 22nd, 2008 at 06:10 am

I agree with petunia, I am pretty sure you will meet your goal
homebody Says:
December 22nd, 2008 at 05:23 pm

Thanks for the response. Okay what are rates?
shiela Says:
December 22nd, 2008 at 07:08 pm

Rates is probably what you would call property rates or property tax.
homebody Says:
December 23rd, 2008 at 05:06 pm

I just find it interesting that so many of your categories are very similar to mine. I sure would like to do something like this for next year.

My Simple Financial Plan

2009 $20K challenge or should I say $19K challenge

8 Responses to “2009 $20K challenge or should I say $19K challenge ”

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