Yikes! It has been a while. I don't really know what happened. I guess everything is pretty much on automatic that there is not much I can talk about on a daily basis. Basically I got bored posting same all boring stuff. And I was getting sick a lot during our winter here that really ruined my motivation. And then the warm weather came along we got pretty busy enjoying life.

But despite not blogging we are still doing pretty good with our finances, being frugal is really ingrained in us now. We were only $45.45 over our 2013 budget, we did an awesome job with that. This year I've increased our budget by $500 to $21,500. The biggest issue is our health insurance it will be increasing quite a bit starting next month. DH is already looking into changing it, I'm sure there will be a cheaper one.

All our financial goals were achieved last year. In particular goal #1 of paying off extra $30K we ended up paying $31,700. But the other goals I've set myself weren't that good especially health one, being sick for most of winter really ruined me. But I am been doing so much better in the last 4 months. I've lost 2kgs and now at my ideal weight. I still suck at running but I'm doing it and can actual run the track in 30mins.

Our mortgage balance at the moment is just above $62,000 (it was around $91K last time I blogged). Our long-term goal was to pay this off on DH's 40th birthday which is in 19 months away (and to also have $100K in equities) but I think we could pay it off by end of this year if we cash up our managed funds and then just concentrate on investing in shares next year. At the moment we have around $80K+ in shares including the managed funds which is around $20K.

The only issue we really have in achieving this goal/s is DH's job, his current contract is finishing in September and he doesn't know yet if it is going to be renewed. Last year a lot of his co-workers left because their contact weren't renewed. We are hoping that it will get renewed even just for 6 months. The employment market here doesn't look good at the moment, hopefully it will improve by then.

So, basically things are just going along nicely here. I will post my 2014 goals next time, which is very similar to last year.