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2009 $20K challenge or should I say $19K challenge

December 21st, 2008 at 08:14 pm

But this is not finalise yet. Right now this is what our challenge for next year look like. Deep down I really think it is doable, I think it is realistic enough.


*Amount increasing next year.

I will finalise this at the start of next month. DH right now is actually in the middle of finding out whether we can lower some of our fix expenses (mainly insurances). He is currently doing the research and ringing up. Every cent counts right?

8 Responses to “2009 $20K challenge or should I say $19K challenge ”

  1. homebody Says:

    So is your challenge excluding your house payment? I don't see it.

  2. shiela Says:

    Yeah that's right. We are paying about $1,000 p/m on mortagage interest at the moment.

  3. Petunia Says:

    You've done so well this year. . . I'm confident you'll be able to achieve this goal next year. And yes, every cent counts.

  4. creditcardfree Says:

    I'm in awe! You have so many items increasing yet you are reducing your challenge by $1000. I see your allowances are going down significantly, too. I'm sure you'll meet the goal!

  5. Amber Says:

    I agree with petunia, I am pretty sure you will meet your goal

  6. homebody Says:

    Thanks for the response. Okay what are rates?

  7. shiela Says:

    Rates is probably what you would call property rates or property tax.

  8. homebody Says:

    I just find it interesting that so many of your categories are very similar to mine. I sure would like to do something like this for next year.

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