<?xml version="1.0" encoding="windows-1252"?><rss version="2.0" xmlns:dc="http://purl.org/dc/elements/1.1/">
  <channel>
    <title>My Simple Financial Plan </title>
    <link>http://shiela.savingadvice.com</link>
    <description></description>
	<webMaster>info@savingadvice.com</webMaster>
	<managingEditor>Shiela</managingEditor>
    <language>en-us</language>
	         <item>
      <title>Looking at changing bank</title>
      <link>http://shiela.savingadvice.com/2009/11/18/looking-at-changing-bank_55214/</link>
      <description>I'm so sick of my bank, that I'm looking at changing it. I've been with this bank for half my life but now they are just driving me crazy. The fees even though not that much it adds up. Talking to them doesn't help so I guess the best way to resolve it is to change bank. It is going...</description>
      <pubDate>Wed, 18 Nov 2009 16:07:01 PST</pubDate>
	  <author> (Shiela)</author>
    </item>
    <item>
      <title>Things that's been done and things to do.</title>
      <link>http://shiela.savingadvice.com/2009/11/15/things-thats-been-done-and-things-to-do_55114/</link>
      <description>Was busy this weekend going through my budget and been trying to finalise my 2010 budget, still not done but it's getting there.&lt;br /&gt;
&lt;br /&gt;
I also did some wall painting, will need to do some more.&lt;br /&gt;
&lt;br /&gt;
Also I bought some more shares through a 1 on 1 entitlement offer. The money will be taken...</description>
      <pubDate>Sun, 15 Nov 2009 15:08:03 PST</pubDate>
	  <author> (Shiela)</author>
    </item>
    <item>
      <title>Getting back to blogging wagon</title>
      <link>http://shiela.savingadvice.com/2009/11/12/getting-back-to-blogging-wagon_55057/</link>
      <description>I'm haven't here as much these days. I need to get back to it.  Spending has been crazy lately and will need to pull it back to achieve our goals for this year. Only a month and a half to go and this is not the time to screw it up. I need to get focus again.&lt;br /&gt;
&lt;br /&gt;
Things I need to do...</description>
      <pubDate>Thu, 12 Nov 2009 18:26:55 PST</pubDate>
	  <author> (Shiela)</author>
    </item>
    <item>
      <title>Busy</title>
      <link>http://shiela.savingadvice.com/2009/11/03/busy_54801/</link>
      <description>I finalised my October numbers the other day and have already updated my sidebar. I so busy at the moment to write out a proper blog entry. &lt;br /&gt;
&lt;br /&gt;
These were my October goals:&lt;br /&gt;
1. Grocery bill under $200, by sticking to the Menu Plan and by only buying what is in the Grocery List. &lt;br /&gt;
==Didn't...</description>
      <pubDate>Tue, 03 Nov 2009 14:39:31 PST</pubDate>
	  <author> (Shiela)</author>
    </item>
    <item>
      <title>27 Oct: Car won't start</title>
      <link>http://shiela.savingadvice.com/2009/10/26/27-oct-car-wont-start_54592/</link>
      <description>The only thing that I must finish today is the IRONING (I hate doing the ironing!)...(DONE!!) I also managed to clean the toilet and fridge. The house is now mighty clean &lt;img src=&quot;http://www.savingadvice.com/forums/images/smilies/smile.gif&quot; alt=&quot;Smile&quot; /&gt;&lt;br /&gt;
&lt;br /&gt;
DH couldn't get the car started yesterday afternoon, he was at work trying to get home. He had to get the...</description>
      <pubDate>Mon, 26 Oct 2009 15:09:23 PST</pubDate>
	  <author> (Shiela)</author>
    </item>
    <item>
      <title>26 Oct</title>
      <link>http://shiela.savingadvice.com/2009/10/25/26-oct_54575/</link>
      <description>Things that I've done today and things that still need to do:&lt;br /&gt;
&lt;br /&gt;
1. 2 load of washing (DONE)&lt;br /&gt;
2. Vacuuming (DONE)&lt;br /&gt;
3. Swiping the garage floor (DONE)&lt;br /&gt;
4. Empty out the dishwasher (DONE)&lt;br /&gt;
5. Ironing&lt;br /&gt;
6. Cooking (DONE)&lt;br /&gt;
7. Scrub the shower (DONE)</description>
      <pubDate>Sun, 25 Oct 2009 22:55:29 PST</pubDate>
	  <author> (Shiela)</author>
    </item>
    <item>
      <title>25 Oct</title>
      <link>http://shiela.savingadvice.com/2009/10/25/25-oct_54549/</link>
      <description>Didn't quite finish my to do list yesterday, we got distracted. It was such a beautiful day yesterday, that we decided to go out instead. We went for a walk around a park near the city and also drove to the beach for more walk.  All up I think we did about 5km walk.&lt;br /&gt;
&lt;br /&gt;
&lt;a href=&quot;http://blogs.savingadvice.com/image.php?blog=shiela&amp;id=7124&amp;original=1&quot;&gt;&lt;img hspace=&quot;5&quot; src=&quot;http://blogs.savingadvice.com/image.php?blog=shiela&amp;id=7124&amp;&amp;&quot; alt=&quot;&quot; align=&quot;&quot; border=&quot;2&quot; /&gt;&lt;/a&gt;&lt;br /&gt;
&lt;br /&gt;
&lt;a href=&quot;http://blogs.savingadvice.com/image.php?blog=shiela&amp;id=7125&amp;original=1&quot;&gt;&lt;img hspace=&quot;5&quot; src=&quot;http://blogs.savingadvice.com/image.php?blog=shiela&amp;id=7125&amp;&amp;&quot; alt=&quot;&quot; align=&quot;&quot; border=&quot;2&quot; /&gt;&lt;/a&gt;&lt;br /&gt;
&lt;br /&gt;
The...</description>
      <pubDate>Sun, 25 Oct 2009 00:04:02 PST</pubDate>
	  <author> (Shiela)</author>
    </item>
    <item>
      <title>22-24 Oct</title>
      <link>http://shiela.savingadvice.com/2009/10/23/22-24-oct_54532/</link>
      <description>I couldn't log on here for the last couple of days. It wouldn't sign me in at all. Anyway, the last two days I just been working a lot, I haven't done anything around the house (I can't remember what I've done now, I just did whatever needed to be done around - nothing much). So, today...</description>
      <pubDate>Fri, 23 Oct 2009 16:47:14 PST</pubDate>
	  <author> (Shiela)</author>
    </item>
    <item>
      <title>21 Oct - Hoping to finish painting</title>
      <link>http://shiela.savingadvice.com/2009/10/20/21-oct-hoping-to-finish-painting_54467/</link>
      <description>I got one main thing to do tonight and that is to finish my painting job. Also &lt;br /&gt;
&lt;br /&gt;
1. Need to cook dinner (DONE)&lt;br /&gt;
2. Clean up the kitchen (DONE)&lt;br /&gt;
&lt;br /&gt;
That's it.&lt;br /&gt;
&lt;br /&gt;
Today is a NSD...yipee.(hmmm...I prematurely celebrated)&lt;br /&gt;
&lt;br /&gt;
Painting (DONE)&lt;br /&gt;
&lt;br /&gt;
NSD was actually spoilt by DH. He came home...</description>
      <pubDate>Tue, 20 Oct 2009 22:20:18 PST</pubDate>
	  <author> (Shiela)</author>
    </item>
    <item>
      <title>20 Oct - Car Service</title>
      <link>http://shiela.savingadvice.com/2009/10/19/20-oct-car-service_54443/</link>
      <description>Right now DH is picking up the car from the shop. We got it serviced today, the main thing they did to it was changed the front brake. All up it should cost around $500. DH told me they apparently found 3 holes in the radiator and this will cost around $1,000 to replace but it can't...</description>
      <pubDate>Mon, 19 Oct 2009 22:45:33 PST</pubDate>
	  <author> (Shiela)</author>
    </item>
    <item>
      <title>19 Oct - More painting.</title>
      <link>http://shiela.savingadvice.com/2009/10/18/19-oct-more-painting_54406/</link>
      <description>We actually end up getting the milk yesterday, while we were out getting some stuff at the hardware store.&lt;br /&gt;
&lt;br /&gt;
Today I intend to do the following:&lt;br /&gt;
&lt;br /&gt;
1. A load of washing (bed sheets) - already on (DONE)&lt;br /&gt;
2. Painting a final coat onto the door frames (DONE)&lt;br /&gt;
3. I've also decided to...</description>
      <pubDate>Sun, 18 Oct 2009 17:19:46 PST</pubDate>
	  <author> (Shiela)</author>
    </item>
    <item>
      <title>18 Oct - Day Trip to a Winery</title>
      <link>http://shiela.savingadvice.com/2009/10/17/18-oct_54385/</link>
      <description>It's Sunday here, and it has been a lazy Sunday so far. Got up late and just been chatting online all morning. Still recovering from yesterday, we went for a drive to nice winery yesterday afternoon. This winery is surrounded with reserve wildlifes and wetlands. We had lunch at the...</description>
      <pubDate>Sat, 17 Oct 2009 19:05:28 PST</pubDate>
	  <author> (Shiela)</author>
    </item>
    <item>
      <title>16-17 Oct</title>
      <link>http://shiela.savingadvice.com/2009/10/16/16-17-oct_54360/</link>
      <description>I didn't get anything done at all yesterday, not even the dishes! We went out for dinner after work yesterday and didn't get home until 9:30pm. I watch a bit of tv and actually felt asleep on the couch. When I woke up it was already after mid-night, too late to do the dishes.&lt;br /&gt;
&lt;br /&gt;
I...</description>
      <pubDate>Fri, 16 Oct 2009 16:22:18 PST</pubDate>
	  <author> (Shiela)</author>
    </item>
    <item>
      <title>15 Oct</title>
      <link>http://shiela.savingadvice.com/2009/10/15/15-oct_54325/</link>
      <description>Didn't finish everything I set out to do yesterday. &lt;br /&gt;
&lt;br /&gt;
Today I've done some online banking, so it was a spendy day. Just realised we had 4 NSDs in a row before today.&lt;br /&gt;
&lt;br /&gt;
Things to do tonight:&lt;br /&gt;
1. Cook (DONE)&lt;br /&gt;
2. Clean the microwave (DONE)&lt;br /&gt;
3. Clean the Stovetop spotless (DONE)</description>
      <pubDate>Thu, 15 Oct 2009 02:20:23 PST</pubDate>
	  <author> (Shiela)</author>
    </item>
    <item>
      <title>14 Oct - Thinking about Christmas</title>
      <link>http://shiela.savingadvice.com/2009/10/13/14-oct-thinking-about-christmas_54291/</link>
      <description>I actually managed to finish all my to do list yesterday.&lt;br /&gt;
&lt;br /&gt;
I got up this morning thinking about Christmas. I am pretty much done with my christmas shopping, except with a couple of things. I know what to get, I just can't get them yet because they will have a used by date. I don't...</description>
      <pubDate>Tue, 13 Oct 2009 17:20:49 PST</pubDate>
	  <author> (Shiela)</author>
    </item>
    <item>
      <title>12-13 Oct</title>
      <link>http://shiela.savingadvice.com/2009/10/12/12-13-oct_54269/</link>
      <description>After cleaning the bathrooms the other day my back got really sore. I didn't get much done after that. And I pretty much just rested my back yesterday.&lt;br /&gt;
&lt;br /&gt;
So far today, I've done some tidy up in the garage. Today I still need to:&lt;br /&gt;
&lt;br /&gt;
1. finish the ironing (DONE)&lt;br /&gt;
2. patching up a small...</description>
      <pubDate>Mon, 12 Oct 2009 18:12:30 PST</pubDate>
	  <author> (Shiela)</author>
    </item>
    <item>
      <title>9-11 Oct</title>
      <link>http://shiela.savingadvice.com/2009/10/10/9-11-oct_54235/</link>
      <description>Friday I did absolutely nothing but went to work. I went to bed really early, I've been really tired lately.&lt;br /&gt;
&lt;br /&gt;
Yesterday we did the grocery shopping and we also went to check out some new fridges, we are looking at getting a new one soonish. We were just trying to get an idea on what...</description>
      <pubDate>Sat, 10 Oct 2009 17:41:31 PST</pubDate>
	  <author> (Shiela)</author>
    </item>
    <item>
      <title>7 - 8 Oct</title>
      <link>http://shiela.savingadvice.com/2009/10/08/7-8-oct_54172/</link>
      <description>I haven't done anything but work, it has been really busy. Been coming home late and just dog tired. I can't wait for the weekend to come. I've got a lot of things to do. Financial wise, I need:&lt;br /&gt;
&lt;br /&gt;
1. to get my tax organise (DOne some)&lt;br /&gt;
2. do some research on my current stocks (read...</description>
      <pubDate>Thu, 08 Oct 2009 03:34:13 PST</pubDate>
	  <author> (Shiela)</author>
    </item>
    <item>
      <title>6 Oct - To Do:</title>
      <link>http://shiela.savingadvice.com/2009/10/05/6-oct-to-do_54099/</link>
      <description>I got the day off today, so I'm planning to do a lot around the hourse today.&lt;br /&gt;
&lt;br /&gt;
1. Do a load of washing (DONE)&lt;br /&gt;
2. Cook stew for dinner and some for the freezer (DONE)&lt;br /&gt;
3. Vaccuming (DONE)&lt;br /&gt;
4. Clean Dining table (DONE)&lt;br /&gt;
5. Filing (DONE)&lt;br /&gt;
6. Organise DH's suits and winter coats so...</description>
      <pubDate>Mon, 05 Oct 2009 15:33:38 PST</pubDate>
	  <author> (Shiela)</author>
    </item>
    <item>
      <title>4-5 Oct</title>
      <link>http://shiela.savingadvice.com/2009/10/05/4-5-oct_54085/</link>
      <description>Was out all day on the 4th of Oct but I did cleaned out the fridge and all the rubbish bin for collection.&lt;br /&gt;
&lt;br /&gt;
Today was spent all day at work. But tonight I will:&lt;br /&gt;
1. Pay couple of bills (DONE)&lt;br /&gt;
2. Clean the kitchen sink spotless (DONE)</description>
      <pubDate>Mon, 05 Oct 2009 02:46:29 PST</pubDate>
	  <author> (Shiela)</author>
    </item>
  </channel>
</rss>