Total spending for January $ 2,687.99, more than $1,400 of this was for the 2 insurance bills. The lowest we’ve had for a long time in January. Under 3 grand spending in January needs to be celebrated.
Entertainment Spending - To celebrate a low spend month in January we went out for dinner last night. We went to a local Vietnamese restaurant and spent $21 for dinner. It was a really cheap celebration and it was generous serving too we both couldn’t even finish both our meals so we didn’t bother getting entrée or deserts and the tea is free so no need to get drinks either. This was our first restaurant dinner for the year but we got some takeaway meals throughout the month. Overall entertainment spending for the month was $99, which includes the movie tickets.
Grocery for the month – only $265.98, our lowest for a long time, over a year at least
New Mobile Phone – received my new mobile phone that DH ordered for me over Christmas. I’m put on the Doulingo App on it and have been able to learn some Spanish words even when I’ve been out an about. The actual phone got paid last month (Dec 2017) but I did have to get a case for it and also had top up this month so under mobile phone spending was $52.
Other – apart from usual, normally fixed amount items, we haven’t spent crazy amount in January. We only spent just over $130 for the garden and miscellaneous household items such as replacement for our water filter.
*Put as much money we possibly can into Investments (at least $45K). – Doing very well so far and it helped that DH got paid 3 times this month.
*Save $4K for Holiday money. – not needed yet
*Save $5K for future House Repairs/Future Remodel. – I’m thinking of maybe opening a new bank account for this.
*Read 70 books.
1 Outwitting the Devil - Napoleon Hill (6 Jan)
2 The One Thing - Gary Keller with Jay Papasan (13 Jan)
3 Rich Habits - Thomas C. Corley (15 Jan)
4 Crime and Punishment - Fyodor Dostoyevsky (25 Jan)
5 Irrational Exuberance - Robert J. Shiller (28 Jan)
*Learn Spanish. – I have been doing this every day for about 15 minutes
*Workout 3/4 times a week. – I was doing well but I didn’t do much last week when the weather was ridiculously hot.
*Try new recipes every other week. – I did one (it was okay, DH liked it but I didn’t) and I’ll try another one maybe on the weekend
*Blogging once per week. – Yes so far
*Continue Garden/Landscaping. – We have been doing some on the weekend when the weather is nice.
*Wake-up early (before 7am) – I have been really good, it helps that DH has been getting up really early so by the time he leaves home at 6:30 I already been having my coffee.
*Continue Decluttering. – Still happening, slowly but surely.
January 31st, 2018 at 03:11 am