There is a reason why I don't like talking/writing about things until they actually happens. I don't like jinxing myself. Last post, I wrote about getting our tax refund soon, well good news is that it is coming very soon; we just got the papers to sign. The bad news is it is a lot less than I anticipated. I based my estimated amount from the past which has been very consistent until now. It looks like we will only get around $1,200 after accountant fee. It seems that we had to pay a bit on Capital Gains Tax. It is good that we are making a bit on our trading to now have to pay CGT but it sucks that we are not getting much back.


So we will mostly like be about 1 grand short to getting $20K mortgage by my birthday next month. I was really looking forward to get to that amount. It would have been a good time to celebrate it. In the scheme of things it is really not that big deal but I have become very obsess about it. It has been few months now since we put any extra payment into the mortgage and I just want my fix. It can be addictive paying down debt, or maybe it is just me being weird. And I get very excited (high) when it reaches a significant amount. Right now I feel like just taking some money out of that savings to get there. I don't think DH would be too keen though. Patience is never my best quality.


Health Insurance-
Just got notice for an increase in our health insurance, it happens every year and it always starts 1st of April. It is an April fool's joke that the insurance company plays on everyone. This time it is going up $12.20 per month (about 5%). It will now be $236.84 per month. I'm just glad it is not as bad as last year, that one was a stinker of a joke.


Special K-
One of the positive things about DH catching the train to/from work is he gets a lot of free samples at the train stations. One of the best one he got last year was Chapsticks, he ended up getting 5. I am still using them until now. Yesterday he came home with a box of Special K Biscuit Moments – blueberry flavour. It is very nice but my goodness it is so sweet, it is like eating sugar cubes. So not for me, not that we ever buy those stuff anyway.