But this is not finalise yet. Right now this is what our challenge for next year look like. Deep down I really think it is doable, I think it is realistic enough.
*Amount increasing next year.
I will finalise this at the start of next month. DH right now is actually in the middle of finding out whether we can lower some of our fix expenses (mainly insurances). He is currently doing the research and ringing up. Every cent counts right?
2009 $20K challenge or should I say $19K challenge
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