Just realise that this month there are no utility bill due. However the quarterly property rate is due this month.

Nothing is really happening this month, bought some new pjs for both DH and myself. Pretty much spent the monthly amount allocated for clothing.

Valentine's day on Thursday and we don't really have any plans. We don't like going to restaurants on that night, just too many people. I will probably just cook something special and have a candlelit dinner. We haven't done that for a while, it could be nice.

We are now 40 days into our challenge and so far we've spent a just a little over than we're we should be at.



I like looking at things this way, it just let me know where we should be at. We basically just need to peg the spending down a bit. But in saying that we haven't gone over the budget yet. I just like us the be as tight at the start and then be able to relax towards the end rather than playing catch up. Just like having a breathing room.